Spending Problem or Income Problem?

Spending Problem or Income Problem?

S
Smart Finance
3 Video Views·Apr 6, 2026

Are you actually bad with money... or are you just not making enough of it? In this video I show you how to identify if you have a spending problem or a income problem. By the end, you'll know the cause of your problem, what you can do to fix it and start saving money.

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CHAPTERS

0:00 Intro
0:48 figure out income
1:15 figure out essentials
1:50 essentials test
2:46 figure out want spending
3:51 savings test
4:38 learn your ideal budget
5:46 check benchmarks
8:18 match your expenses to your income