The Truth About Interest Rates They Never Explain

The Truth About Interest Rates They Never Explain

D
Debt Free Millennials
3 Video Views·Mar 18, 2026

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Interest rates can dictate a lot of what happens in our lives - from credit cards to housing, it seems like interest rate chatter is everywhere... and it can be CONFUSING! Join me as I unpack the simple topic of how the Federal Reserve talks about "rates," what they actually mean—and how they impact your life.

Chapters
0:00-0:32 Demystifying the "Rates"
0:32 Changing the Fed Rate Volume
1:20 Cutting Through the Confusion
2:53 When The Fed Raises Rates
4:17 When The Fed Cuts Rates
5:08 Federal Reserve is an Independent Body
6:44 How Rates Affects You


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🎉 Who is Debt Free Millennials? Hi, I'm Justine! Consider me your millennial big sis when it comes to personal finance. We'll cover how to budget, save money, and finally pay off your debt (for good). Let's get you back to financial confidence that helps you crush debt and live a life with more fun and fewer payments. Glad you're here!

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