We Bought a House… Then Spent $99K in 12 Months 😭
Thanks to Monarch for partnering with me! Start your free trial and get 50% off your first year of total money clarity using my link https://monarchmoney.yt.link/W0INkZX or code dfm50.
In this video, we break down the real costs of homeownership that no one warned us about — from unexpected repairs to upgrades we didn’t need — and exactly how we would do it differently today. If you’re thinking about buying, or you already own and feel like your house is draining your bank account, this one’s for you.
Our goal? Better budget behavior — especially when it comes to the biggest purchase of your life.
Chapters
0:00 - What I'm revealing today
0:28 - The first obstacle: Closing Costs
2:55 - The First Shocks
4:49 - Figuring out a new system (Thanks Monarch!)
6:29 - Inescapable Uncle Sam
7:41 - True Cost to Own & Tradeoffs
9:18 - Sunk Costs vs. Home Equity
12:02 - What I've Learned
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🎉 Who is Debt Free Millennials? Hi, I'm Justine! Consider me your millennial big sis when it comes to personal finance. We'll cover how to budget, save money, and finally pay off your debt (for good). Let's get you back to financial confidence that helps you crush debt and live a life with more fun and fewer payments. Glad you're here!
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