Trump's Plan to Cut Living Costs — Relief or a Dangerous Gamble?

Can the government really force down living costs — or will it break the system instead?

Donald Trump is proposing aggressive economic interventions to lower the cost of living for Americans, including a massive push for Fannie Mae and Freddie Mac to buy mortgage bonds, a temporary cap on credit card interest rates, and limits on institutional investors buying single-family homes.

Supporters say these moves could finally bring relief to households crushed by high housing costs, debt, and inflation. Critics warn the plan risks distorting financial markets, shifting losses to taxpayers, and choking off credit access altogether.

This video breaks down how these policies would actually work, why they bypass the Federal Reserve, and whether government-engineered affordability can succeed — or trigger unintended consequences across housing and consumer finance.

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