Dark Reality of Health Insurance in India - My Real Story !

Today's video is a bit different and very important You should know about awareness I need to talk about health insurance What happened to me or problems you might have had Your claim is not approved So what should be done how will the case pass it's not possible What to keep in mind when taking health insurance It is necessary to show solidarity I'm talking about all of this We first thought to discuss this topic on GT Plus's own channel I talk about many different topics on that channel not to you But why not just make a video of it on the channel Because health insurance is a thing tha Many people take health insurance Different insurances are available in the market Health insurance life insurance your insurance property insurance office address whatever it may be I had a personal claim What was not even forbidden nor was it allowed and was stuck I had to bring up the image of my therapy with Rakesh stuck in the issue How did he get so close I was talking about it on Twitter I asked on Twitter if I should send a video with my experience and the replies were completely empty not even a video should be sent because this is jus Here are some other things that come up in the case of best and along with me They have taken help but we will talk about them soon I can give you more information that might be useful for your work Watch the entire video and do what the lion does you can also do the same around you if you want I think this video's purpose is to help you with work The story starts today first I have to do my own part Health insurance is provided by Bupa a company Health insurance as you already know has basic rules that you must follow They pay monthly or yearly Then there are multiple options for health insurance This is what happens if God does not if ever He should not give you You have to go to the hospital or you have some problem It is necessary to admit that there are two cases the first one is What is cashless in health insurance Your health insurance from the company is coming here for some time Things will be checked after some verification It will take some basic money and the whole hospital Bill will pay the same company and the other case It would be a hospital on the company's lis Then you have to pay from your own pocket He will fall into the company that will later be yours She will pay after verification of the documents Vaghar will see you again and then you will get your own Money will come that was the basic rule I was second He went in the case this time it meant I was later I will make a father I my wife whe A bill would have arrived after being admitted to the hospital Some money must have been spent the money I spent on myself The bill was given from my pocket when I received it all Some discs are found to be detailed I meet him I have come home after tha I applied I said look by applying It was taken for all health insurance Remember that this is the maternity section in health insurance Money is not received in some cases but something is received in some I do not have separate premiums for different plans They are up to 75000 in my case I could have met her today in God's City If there is a problem these people have health insurance How easily the company processes claims How does money come or how does it work why Don't look at it normally I would do this personally I am a person that is personal to me I have given you the money so why not take it I contacted Niva Bhup with all the details All the billing details and discharge papers everything I have Apply for it apply for it An email comes to me asking for something else I have given you all the details It is not rejected after that A sparrow was made pending It's already been sent it's pending I asked What is the reason behind this What reason was given They said the reason for the ban was my tweet about Watch I have also written in this tweet tha The treatment was not given just a mention I'll give you an example to explain I have a problem with my thyroid You will find everything written in the discharge summary right brother What have they cured whatever it is Just wrote "thyroid patient" so they would know They keep telling me that we need his I need the details of the treatment you want to undergo Hey man where did you get the details when that thing never existed It wasn't a problem to begin with let alone a cure The doctor took money from him under the name Bill is written for him what is it Did they take money Why did they take money For what purpose Did you take the money Any of the Alk's like that No medicine or expense was mentioned They were asking me for it Where would I get it from Duga again rejected my request we won't have to endure his anger The doctor's team is here that's him then I tweeted after tweeting it's good I've learned something new I guess you're also thinking that brother this The company is good the company is good because it's in the market Multiple companies are in the video's description I'm giving you the link to the official one go there You can check how many companies there are You can think but can't fix that yeah brother particular Niva Bupa is a particular company that is That's very good the rest is bad Yes the claim is settled Rates may go down a bit for many Calls come to me after my tweets even if they are not mine Calls came in a couple more after that okay We are processing I said what is this Tell me finally what they said to the doctor So I went and had everything written down again the same request They keep coming back to me again and again this one I tweeted "What's going on brother " Why is this happening I also talked to the agent I am sitting with three years of advance pay in Pemium And this is what Jesus is doing to me it's basic You still have to do a lot of basic things that I claimed What will you do if something big happens tomorrow How can I trust you The hospital where I went for treatme The same named hospital Your daily undercashless comes in daily The man from Lucknow isn't coming I will also mention this to my senior once Search for "Gyan Therapy" on YouTube Right Mention it Which account you have and whose is tha Bicos these are all the things Definitely I have a small amount left But if this were not clay I would not be on this I would like to talk more in detail later So that more people can reach Avernas And another thing is that I also needed to know this This means the amount that will be in my client's account He's not telling me either That will be enough how much will be enoug They say when it happens to you you'll understand Then you will find out this is also one Hidden it remains Sekin's tweet meant later That your clan pass has been completed We will send you the money within the next two days What a pity for Clayne If we check the data in this way Then from IRDAI's data The one on 23 24 if you look at 83% of students are passing Some percent are rejected Some percent are put on hold But the truth here is another one I got another address when I tweeted That many claims are approved If you don't know what it is So this is basically authority Authority means like the name you hear for the first time Telecom companies are looking at it The name of SEBI controls the stock market The rule kicks in the regulation kicks in He is at the world level Such is IRDAI Its full name is Insurance Regulatory and Development Authority of India This is a government one a government What is it doing now Then it basically sets the rule This proves that the first thing is who Health insurance can provide coverage It is their job to take care People should be made more aware of health insurance Service to every village is provided Their job is also this People who have this problem If their health insurance company denies the claim Then take action against him This entire paper is their work But you also know tha Anything that becomes controlling things What happens in those that are regulated That company is one of them Among these rules is one that says How to take advantage of the loophole It can't even get that close Often for these companies And there were other things I needed to know because I'm not an expert so I asked for help Many people have tagged it on Twitter Mahavir Chopra ji has knowledge in this film They also have to suggest health insurance to people I said let's talk to them I messaged them again Many things were discussed in detail I would like to say thank you to Mahavir Ji The video that you also helped me w I broke it in giving the informatio Google data also swam through all the things read I'll tell you what the summary says Health insurance companies often try to figure out how to make The grey line can be used to hold your claim So some people get frustrated these people whose brothers are Cases are not genuine sometimes people also commit fraud It's not a company you're talking to Sometimes consumers also commit fraud But what is our responsibility in it Premium is given to your company you are its Watch and follow the rules Check it as you like don't do it in this way What the consumer has is just an excuse because Think of a case that has become cashless The hospital is tied up okay if anyone is Cashless transactions could not be made after that time He thought she was quick or anything He had to pay money he thought I'll get it back later Take the one who had health insurance He borrowed money from someone and said I will return your money within a month so that you can take a loan He will give it from where after getting treatme Because money is give They also have a target these companies No one has come to serve the society like that Whether it's health insurance or life insurance company The company makes a profit throughout the entire year Yes if it doesn't make a profit They go into loss then they do this way If there is insurance I can't say for sure about this video Whether these are bad or good which ones are good Because as I said sweet it seems from the reply That different companies have differe They reject people with different excuses Putting it all together but this is also true for large numbers You need to keep some things in mind if You always go for health insurance Then you could better for you first Three people from Tibet filed a claim They are easy to find again right now What should those who don't have it do The first consumer who has a lot of self knowledge after doing researc People who have health insurance know this If the company refuses where will we go Know how to file a compla He knows that everything is basically one A very alert and educated perso He can get health insurance from any company directly Should be You should stand with those who help you not those who take advantage of you the third one The claim will be easily approved either you are Safely Khan who will remember you His flat was broken into and then he was attacked The company filed a claim for 25 lakh rupees within four hours Niva Bupa who passed away from 75 diseases made me remember my grandmother They were Safely Khan who had gone to the market and the brother had passed twenty They also did some marketing though questions were raised about it That was a little criminal not a crime So there are many processes and then the claim is approved How did it happen so quickly in an hour What about the Health Insurance Company The best one They take money some people have to give it back and along with If you are paying you should get the claim approved as so many people file claims It's good to hear from Aja our India customer in Axle The premiums for health insurance will seem higher to you but the ones that are The medicine won't smell but all the maintenance and all the money will It comes out of the customer's pocket but the customer isn't the one paying the pension It's the hospital that bills you no matter how much it charges When the health insurance company creates the overall data for the entire Increase the money which also increases slightly every year or else The government got involved in the hospital during this time Come on brother just give this disease some money How much church is being done something like a rule has come into effect As far as I know GST is also involved in this A regular person is worried even when paying a premium But when an ordinary person is admitted to a hospital Bye they end it taking the money People's sorrows grow homes fall apart The governor must also pay attention to the Biscelli insurance company Hospitals too will not be there then what will happen in the coming time Health insurance companies are increasing premiums Because they have to go in profit as well They are sitting for this reason That is also a big reason When you call customer care with that number Or the one you apply for as your claim How to reject before getting approval This is taught and not everyone goes to the consumer court Many customers like me say you get stuck behind Then the hospital charges are also to blame Holding onto a claim is more likely to lead to rejection The push from its coverage is slightly affecting health insurance companies Hospitals should be placed under control but not large hospitals or large schools They often come out of them Those who make these rules So the next tip is this: Try to find a good hospital Mostly the good hospitals are like that They are part of the partnership with the health insurance company Then the one you have health insurance for The area where you can enjoy Even from afar he is involved in that tie-up This is the cashless system It becomes easier because once everything is verified Money is given ahead of time There are also rules a cap exists Some health insurance companies have different premiums for different policies A VIP room is available but not in any others You can tweet on Twitter Their attention will go Settlement chances increase significantly But that's what's needed for the tweet to reach it or for that company's Contact a higher authority via email if available The governance department is where you can email them Some people are also responsible for this Those who are in some hospital and some people together It's not much but it's health insurance They also commit fraud with the company they create fake bills They create fake bills here are some tips Which you will have to keep in mind It's not my daily job Give this video So I tried to get a little information You can watch the rest and the video such as LLA They have made some videos above the health insurance company They can also see If you go to IRDI's website life insurance is general insurance is What does general insurance do It also provides health insurance Multiple insurance policies are offered and a separate health insurance policy is provided by some companies The name is mentioned in the general health insurance But especially because their main target is health insurance there is a chance That the companies that exist Do a little research Look who is getting closer to the claim Who is rejecting more It is hard to say one because anyone is one A 100% satisfaction rate is not achieved Bagiya please comment in the comment section You had a great experience with whom They can also tell This was the video of today I hope you learned something from the video You can like the video Join the people with your friends I'll meet you in the next video