ETF vs MUTUAL FUNDS: Where should you INVEST in 2026 ? Best ETFs for Long-Term Wealth Creation I

A very warm welcome to all of you in this Pronesis Investor Academy bridal investment video In this video I will tell you in detail about ETFs What is an ETF What is the difference between an ETF and a Mutual Fund It is very important to know this What is the best way to invest in ETFs I have created my own best option for fib And I will also tell you where I would invest my money in these top fiber options Is it right for Atiyef Trading Many of you send in queries We want to trade in Atiyeh I will also bury him In the end of this video I will show you I am going to tell you about INAV I will try it in the upcoming video Covering Watch the informative video and understand it thoroughly If you like it please like and share it Welcome for the first time to our YouTube channel First let's understand what an ETF is It stands for Exchange Traded Fund If you speak in simple language Just tell me in one sentence That ETF is I will explain An ETF is a type of mutual fund that behaves like a stock The mutual fund company launches an ETF And more like ETFs Like Index Mutual Funds They are working so it can be called an ETF Stock plus Mutual Fund's combination now let's find out how ETF works Then as Nifty 50 India's Market Cap wise Nifty 50 The Top 50 Companies are So as you invest in the Nifty 50 Index Fund in India Then you get exposure in all these 50 companies In the same way if you Nifty 50 ETFs are India's way of doing it like an index fund You get exposure across all 50 companies It's exactly like an Index Mutual Fund In most cases Then here if you They also buy just one unit of the ETF Then you will get exposure to all 50 companies in Nifty 50 What are the unique features of ETFs The biggest advantage of an ETF is its liquidity What is not available in Mutual Funds is Real Time Price How to see the price in the stock marke They buy or sell based on the price It works the same way with ETFs Whenever the market is open Then you can see the Real Time Price here based on which you ca Biases can be challenged Because everything is here all the details you need are right here You can check and for Wealth Creation in the Long Term This is also a very good option It is unavailable for us You know What is the difference between ETF and Mutual Fund Which is better between these two What is in the ETF That brother Aldi I have told you about the stock market Here you see Life Price You can buy shares there It is not the case in a Mutual Fund You get what is called a NAB in a Mutual Fund After the whole day had ended So here you have bought it given the base But you don't know exactly At what rate did you buy or at what rate did you sell You find out later that with ETFs you have It appears in front because like Stock The biggest advantage of ETFs over mutual funds is their liquidity It is the expense ratio here the expense ratio is very low sometimes Is around 0.05% and mostly from 0.05% Around 0.30% means very little while relatively if you have mutual funds We will see in the 0.3% 0.4% 1 % somewhere And sometimes it is more than 1% in the regular plan Then the biggest difference if asked is a one percent expense ratio This is beneficial here but you also need this Keep in mind that ETF if you are going to buy Then you should have a Demat and trading account Then if you are opening a Demat account just for ETFs So you also have to pay maintenance charges for a Demat account Annual maintenance charges as well as brokerage charges will also be incurred by you Then whenever you are calculating the expense ratio these are the things you need to know It must be kept in mind then look here If you look at the fund manager then the options that are in the ETF More actively managed funds will not be available more often passively managed funds will be like an index mutual fund the mutual fund manager's It's not more than that because it's a passive fund right Those that are in the index will simply replicate the same stocks and same weightage In most cases while mutual funds have both options They meet too much passive fund also belongs to you There is a lot available for index funds as well as actively managed mutual funds They meet very often while fund managers according to the marke You can make some changes in your portfolio and there is a facility for SIP right Then you can easily invest in a mutual fund through SIP It is very convenient to trade ETFs these days as there are many brokers available Which is like this but still It will be quite a lot of places where you can invest in ETFs through SIP There could be a problem No it's not that it can't happen SIP can be anywhere for you There could be a problem in SIP investments whereas in mutual funds there isn't There is no problem with that ETF and mutual fund Who would benefit more from it If you are a beginner And you have to invest all of your SIP in one go You have not invested in stocks Demat Account Trading Account This is not everyone's idea of a good investment So a mutual fund is best for you And in the same way If you are an experienced investor Then if there's such a great idea And also save a little bit more cost It saves a little cost in ETFs There is no trick to it Then you can also consider ETFs ETF is also a very good optio ow I will show you how to invest in ETFs I am going to tell you about 5 options Then it would be number one here if someone wants to invest in large cap stocks Then you can invest in the Nifty or Nifty Next 50 ETF How do you invest in a Nifty Next 50 index fund through a mutual fund You can also find ETFs for Nifty and Nifty Next 50 Then here are the top 50 companies by market capitalizatio They want to invest in it Then you should invest in the Nifty 50 ETF And if it's the top 50 companies the next 50 companies The one we call next 50 comes only in large cap If you want to invest in Then you can invest in the Nifty Next 50 ETF If you're a beginner here then of course start with the Nifty 50 ETF You should invest This is definitely the place to go for long-term investment Because there is also equity here pure equity Then the risk is very high So never invest in large caps Investing in any equity produc It must have a minimum investment horizon of 5 years If you go down there the risk will increase even more You can mix both here if you like Create a portfolio for the Nifty 50 And add a little bit of nifty next 50 as well Then you can fully cover large caps The second option will be mid-cap and small-cap If you want to generate a slightly higher return in the long term by taking on more ris Then you can also consider mid-cap and small-cap ETFs How do you get an index fund in mutual funds index fund for mid-cap and small-cap You will also get these options in an ETF If you don't pay attention to all this Then you will have a problem with ETF investment See where the mid-cap ETF will invest Mid cap has 150 stocks Large cap which has the top 100 stocks We call them large cap stocks There are 150 stocks in the market cap below it He speaks about mid cap stocks The mid cap ETF will invest in 150 stocks and the small cap ETF will be There are 250 stocks below 100 in large cap and 150 in mid cap He will invest there But there is a lot of risk here Because here the company's size becomes small So if you want to take on a lot of ris You should still invest in a small cap ETF And of course there is a lot of risk here Mid cap small cap try it ou That the investment horizon is about 10 years must definitely be considered The more the better The longer your investment horizon in equity the more you can benefit The benefit of compounding will be much greater What could the third act be It will be sector and thematic ETFs What could be an example of a sector and thematic ETF Like banks if you want to take exposure in bank stocks The bank has an ETF and wants to take exposure in IT stocks It is an ETF for investing in public sector companies It is an ETF for PSU it is an ETF for Pharma stocks it is an ETF for Infrastructure Then you have many options available here Whatever you want wherever you want to inves You can invest in it by selecting it Because as you can see if the sector that receives investme sector or thematic investment if you have invested properly But if your timing was off Generally I speak without timing it But if you are going into a sector or theme So timing is important there because these are all cyclical things Any sector or theme lasted 2-3 years After that it happened again 1-2 years later It turned out that 2-3 years had passed He has already arrived So you're going to invest by returning it And there it will fall again It won't return for 2-3 years You will run away after selling then in sector and thematic ETFs Invest in it only when you have knowledge of these things Know about that particular sector Learn about this theme Whether the brother is going up or down When going up we will invest completely Very good return but if it is Good he has returned he is going down They will not invest at all That will be your wrong number there And loss can also be good loss can also be good Keep this in mind: number four is commodities gold and silver in ETF You can invest here in a gold ETF What is the benefit of gold that it hedges against inflation Safe haven is not considered gold anywhere in the world there will be a problem Then the price of gold generally goes up They are still looking over there How much has the price of gold gone up so quickly There are problems everywhere in the world Then a gold ETF is a good option for you The second is a silver ETF Last year for sure Silver also left gold far behind Because it returns very ofte It's also good for industrial use but yes Silver is more volatile than gold It will fall somewhere if it falls They are also mentally prepared to fall Relatively speaking gold is very stable compared to silver It is volatile somewhere but yes for long term diversificatio These options can also be considered So roughly if someone If you want to invest your portfolio may include around 10-15% in gold and silver It is kept but for the long term because already in gold and silver The return has already come that's fine Then maybe something will come here in the future Problems arise but if it's going to be for diversification in the long term Invest a little there It can be considered as the fifth option and many of you Hong Kong is not a city Investing in stocks is what they want to do there You will be in Hong Kong and China for two weeks If you get exposure to stocks there is an ETF available for international investing ETF is also a great option for you and with international exposure you get this The benefit will not come from diversification It will happen so if someone wants to here as well Then maybe around 10-15% exposure It can be taken but in any market if exposure Take it then the basic of that market An idea should not be something that is marketable It is very overvalued there He invested more after going there Then a little bit about that market You should be informed and Investment international markets such as What's the benefit of becoming like Google becoming like Nvidia becoming like Meta Microsoft big companies in India There is no opportunity for investment so this is the reason Then this kind of international investing also means whenever you When investing internationally you need to consider one What is the great benefit that comes from it The depreciation of the rupee is seen The rupee has been slightly decreasing every year It keeps depreciating so if you do Invest in countries outside of this one Then it will depreciate as it goes there By the way your returns are a bit more They will rise even higher You get benefits and in the long term This can generate a good return Now if asked among these 5 options which one would be my favorite option Where should I invest Take a look at all these ETFs There are 5 options and they are very good options Anywhere based on your risk profile and investment horizon And investment knowledge can be invested And I can invest anywhere Because I have a little idea There shouldn't be more problems for me But even so if asked best would be Then look mutual funds are also very good The root is not but for mutual funds There's no problem even in mutual funds Investment can be made but it is not necessary There is more for ETF but if you are looking for Investing in gold and silver is necessary then there is the ETF option there It tends to be relatively better because gold and silver which are mutual funds are not They invest in ETFs only Here the cost in ETFs You end up spending even less Gold silver ETF - if I have to invest my first preference would be ETF Same way if I am international Taking exposure in stocks is also there It means to go directly into the ETF even there the cost is It will make a big difference today So here are the two options that are available Relatively I would say like commodities gold and silver and international investing I will choose ETFs but again I need to know about these things A little information is available So I would like to do You need to check whether it is convenient for you If you find these things convenient you can do so Then of course you too should invest If not mutual funds It could be much better option to trade in ETFs It's right or wrong Then take a look at my personal view You can do whatever you want with your hard work and money But here's my view So what happens in an ETF here The volatility that occurs because it is a mutual fund Index mutual funds have more volatility in many cases It is much lower than stocks You won't see any difference between a mutual fund and an ETF It will be but much less volatile than stock Then you can say it the same way as short term volatility It is very rare and plus here Brokerage and tax costs are also here for you It will make sense here It doesn't fit here at all Long-term investing is the best way to go Invest for the long term the cost is quite high If it is less it will provide a stress-free benefit Investing is about what I It makes no sense at all These days there are a lot of videos on YouTube They also start trading in ETFs If these things Stay as far away from these things as possible There is goodness in that for long- term investing it's good and proper You can generate a risk-adjusted return INAV is what we know It is very important to understand it well Listen and understand as such INAV stands for indicative Net asset value see You are buying you are selling in the same way The INAV of ETFs is your guide It must be checked to find out which one it is You are buying and selling at that rate Because INAV will have a different rate right What you are buying and selling Exchange on the demand and Nothing is necessarily required on the exchange The rate shown is the correct rate Then you will know the correct rate When you check INAV Check the glass I will tell you next Then nowadays there are many special ones It sells at a very high premium Because demand increased there It's natural that his demand is higher The price will be quite high It will go up and that price as well If you pay of course you will suffer a loss They will not return well Always check INAV And the price that is currently show Compare INAV around here Buy only if the price is there And sell or not sell If demand becomes too hig So the price because of It will be too much from INAV So it doesn't really make sense to buy it there But yes sometimes it can also happen If demand is very low then the price has dropped from INAV Buying means you will benefit there Then definitely check INAV It will be clear at the correct rate Whether you are buying or selling Where will INAV check How will you know then look The biggest thing is that it is the website of a mutual fund Check from there INAV Any mutual fund It has been launched so check the website for the second ETF You will find it on the NSC website and third The broker with whom you have a demand accou Nothing makes sense just Search for the scheme name on Google and type it next to INAV If you click there you will mostly get the same thing It will take you to a page where you can find INAV information It will go without INAV Invest in any ETF You might just end up buying it If the right rate is not obtained at the right time And even when buying in many cases you will find it good You must keep it in mind completely if the rate is not available Check AUM 1000 crores If it's more than 1000 crores then it's a good thing Check Plus Eye Av It's not like 50 crores 100 crores 200 crores are back here again You will get a good rate We will meet but we are keeping our distance Then the ETF overall cost for the people The product is a long-term investment You can also create wealth here If you invest with discipline and stay patient Don't be greedy in the short term and stay the course for the long term Then if the strategy of Atiyeh is asked about here Then you will take a Nifty ETF in your core portfolio And you can also take an ETF on the Nifty Next 50 And don't take too much risk for growth To generate more returns you need to You can take a small exposure in mid-cap and small-cap ETFs And they want to hedge their portfolio a bit more They want to diversify Consider gold and silver ETFs for him And we want to pursue global diversification That they also need to invest in stocks of other countries Then of course international ETFs also provide you with a very good option So that was ETF I hope your many doubts are now cleared But yes if there is any query after tha Make sure to mention in the comment I will try to answer those queries in the upcoming videos Make sure to mention in the comment Which ETF do you like more Whether you are already investing in ETFs or no And what are you planning to do where are you planning to go So that's it in this video If you like this video please like and share it Welcome for the first time to our YouTube channel Subscribe to the channel I'll try tomorrow since it's closed today Live YouTube stream from 8 PM to 9 PM at nig I will be live in an hour If you like this video please like it