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Hilton is bringing in a new elite status
for the 1% above their previous highest
diamond status. This status will get you
into their most premium hotel lounges,
guaranteed upgrades even to suites, and
guaranteed late checkout. Say hello to
Diamond Reserve. In this video, we are
going to talk about why they have done
this, how to get the new status, and how
this actually makes getting gold and
diamond status easier. Hey, credit
warriors, welcome to the show. My name
is Ben Hedges aka the credit shifu and
on this channel I cover US credit cards,
personal finance, and travel hacking. If
you like the sound of that, please
subscribe. But let's get into it. So a
few days ago, we reported on Hilton
confirming rumors spread by multiple
credit card and travel blogs that they
were going to bring in a new loyalty
tier above Diamond. And they're like,
"Yep, you caught us. Hilton Honors is up
to something." And they then show
headlines from several online blogs, US
Credit Guide, etc. talking about this
new rumored diamond reserve tier. At the
time of that post, they still hadn't
revealed any details. They just said
they're up to something, but now they
have. Hilton has just announced diamond
reserve and all its benefits. They have
also announced changes to gold and
diamond that make those tiers easier to
get while keeping the same benefits as
they currently have. Well, that's not
entirely true. I'll tell you why the
current tiers have been downgraded
slightly in a little bit. But first, why
did this have to be done? Well, this is
the Hilton Honors Aspire American
Express card. For the past few years,
this card has given out Hilton's top
status, Diamond, to anyone who coughs up
the $550 annual fee to hold the card.
Although many people don't truly end up
paying the 550 out of pocket because the
card has a load of benefits like credits
that refund much of that fee back if the
card holder is able to use them like
this $400 resort credit or this annual
free night that could be worth up to
$1,000 depending on which hotel you use
it at. In addition, the Hilton Honors
Surpass card, which has a $150 annual
fee, but gives out $200 in Hilton
credits, $50 per quarter, gives you
Hilton gold status just for having the
card. So, anyone who is willing to open
one of these credit cards can get
Hilton's top status, diamond, or gold
status, which also gives a load of
useful benefits like free breakfast and
room upgrades. So, it seems that this
has created some friction between people
who just take a fast track to high
status with a credit card and those
people who are genuinely on the road all
the time staying at Hilton hotels and
feel that they deserve special
treatment. And you can kind of tell that
by how Hilton have worded this. Here is
a quote from Mark Weinstein, chief
marketing officer and head of luxury
brands in their press release. Loyalty
is not something we take lightly. We
have spent years listening to our
members. Diamond Reserve was created to
recognize and reward those who entrust
their travel to Hilton. So to translate
that into plain English, what he
actually means is that frequent
travelers are annoyed that there are now
too many people with diamond and gold
status because of the Hilton credit
cards, and they want an elite tier that
you can only get by doing lots of stays
at Hilton, being a genuine Hilton
loyalist. So let's now have a look at
what the new diamond reserve tier offers
and how you can get it.
So, Diamond Reserve is coming on January
1st, 2026. And here are the benefits.
You get their best upgrades. This means
that you are guaranteed an upgrade at
the time of booking. And that may even
include a sweet upgrade. You get
guaranteed 400 p.m. late checkout. We'll
talk a little bit more about the
significance of that in a moment. 120%
more points earned on stays. This means
you earn 22 Hilton points per dollar
when you stay. We already saw a leaked
graphic for that a few days ago. We then
have premium club access as well as an
exclusive customer service line and all
of the benefits of every tier below. So,
the breakfast credit, free bottled
water, etc. Now, how do you get this
status? Well, you can't get it from a
credit card. Instead, you will need 80
nights at Hilton Hotels per year or 40
stays, which could be one night stays or
more, and at least $18,000 in annual
spend. Now, there is some slight good
news for gold and diamond members, and
that is that those tiers just got easier
to earn, which is sort of meaningless
anyway because you can just fasttrack
yourself to either one of those tiers by
getting one of those Hilton credit
cards. But whatever. Here is what it now
takes to get gold or diamond if you
actually do it by staying at Hilton
hotels. You can earn gold status in one
of three ways. Staying 25 nights, and
this is apparently 38% fewer nights than
it used to be, or you can complete 15
stays. Now, those stays could actually
just be one night, okay? So, it could be
like five stays of five nights each or
15 stays of one night. Or if you just
spend $6,000 in annual eligible spend
with Hilton, you can get gold status as
well. So, you could stay like three
nights at $2,000 each at some really
ultra high-end Hilton hotel. Then, to
earn diamond status, you can do it in
one of three ways. 50 nights. You can
stay 25 stays, which could just be 25
nights if they were all at different
hotels on different stays, or reach
$11,500 in annual spend. And Hilton is
saying that for those tiers, you get the
same benefits that you used to. But they
have pulled a sneaky little trick here,
relying on people having short memories.
>> I I suffer from short-term memory loss.
>> Short-term memory loss. You see, honors
members used to all get late checkout
based on availability with obviously
diamond members getting the highest
priority for that, followed by gold. But
this year, just 5 months ago in June,
they removed late checkout from member
benefits. They then came out saying that
they will now sell you late checkout for
between $40 to $60 depending on the
brand starting in 2026, which coincides
with the release of the new Diamond
Reserve tier. And so I'm guessing that
this was all to make way for Diamond
Reserve with guaranteed 400 p.m. late
checkout, which is super generous and
matches what you get if you book a
Hilton Hotel through the MX Fine Hotels
and Resorts collection. Obviously, only
high-end Hilton hotels are in that
collection, like the Conrad DC, for
example, which I stayed at a couple of
years ago. And so, yeah, when they say
that gold and diamond benefits are not
changed, that is not true. They just
went ahead and quietly downgraded the
benefits in advance and hoped that after
5 months had passed, you wouldn't
remember.
>> It's true. I forget things almost
instantly. It runs in my family. Well, I
mean, at least I think it does.
>> But anyway, what are my thoughts on
this? Well, I'm going to tell you what I
think. But first, since it's almost
Black Friday, I do recommend you sign up
for Racketin, the number one cashback
portal where you can earn extra cash
back or MX points on some of your
favorite stores on top of what you would
earn on your credit card. And on top of
any Black Friday discounts, you'll find
stores like Macy's, Sachs, Best Buy on
there. And on Black Friday weekend, they
offer rates of up to 15 or even 20% cash
back or 20x MX points per dollar. Best
thing is if you sign up now through my
link below, you'll actually get $50 in
bonus cash back after you make your
first purchase at any of the stores
listed on their site. Link is down
below. So, what do I think? Well, I kind
of do agree that there needs to be a top
tier that you can only get through
stays, no fast track with a credit card.
So, I think that this change, it is
justified. Even though I'm not happy
about it, all right, I kind of think
from the point of view of running a
meaningful loyalty program, it is
justified. I am glad to see that Golden
Diamond still keep most of their
benefits. Uh the food and beverage
credit especially is one that I am happy
to see stay. I really like taking
advantage of that for free breakfast.
And there is still a way to get late
checkout at Hilton's high-end brands,
even if you're not Diamond Reserve, and
that is to book through the fine hotels
and resorts collection from American
Express. Like look, let's search Las
Vegas. Where do we have a Hilton
property? Let's see. Ah, Waldorf
Historia. That's a Hilton property. 400
p.m. late checkout guaranteed. You can
get access to that program by having the
MX Platinum, which is $8.95 a year. So,
you're you're basically buying access
through having a credit card, but that
card has a load of benefits like credits
that offset that annual fee. So, even if
you do get that card, you're not truly
paying $8.95 a year out of pocket.
Obviously, your mileage may vary with
that. depends on the lifestyle, but most
people can offset most of that annual
fee. But anyway, the new diamond reserve
tier comes out on January 1st, 2026, and
also the lower requirements to get
golden diamond come out on that date as
well. Now, Black Friday is coming up, so
like we said, don't forget to sign up
for Rakitin in the links below. You can
get $50 in free money after you make
your first purchase at any of their
stores. It's great for Black Friday and
holiday shopping. And if you have the
AMX Platinum, it's great to use with the
SAX credit since even though you get
refunded by AMX for that credit, you
still get the cash back or points that
you earn from Racketin. And that can be
up to 15 cents or 15 points per dollar.
So the link for that is down below.
Don't forget to check it out. The $50
bonus is only going to run probably
until Black Friday weekend. Thanks for
watching our channel. Please subscribe
if you're new. We'll see you next time.
Bye-bye.