What We Think Comes Next for Borrowers (with Special Guest Stanley Tate)

Student loan lawyer Stanley Tate joins us to tackle the big question we’re all asking: what’s actually happening with student loans right now? We’re exploring the latest legislative changes, what they mean for your repayment strategy, and why Parent PLUS borrowers are especially freaking out. We talk through everything from the COVID payment chaos we all lived through to the potential collapse of graduate programs and the emotional toll of student debt policy. What you’ll walk away with is information you can use, not just more anxiety. Whether you’re strategizing payments or just trying to stay sane, this episode helps you navigate what’s coming next.

Key moments:
00:00 Introduction
04:52 Future borrowers will see hard caps on how much they can borrow
09:11 Parent PLUS borrowers must get on an income-driven repayment plan by July 2026
13:55 Should SAVE borrowers hold on or switch? We share our strategies
25:47 Resources to manage student debt exist, but you have to choose action over ignoring the problem
31:47 Our predictions for what happens to graduate programs moving forward
39:20 Student loans aren't a "set it and forget it" type of debt