SAVE Program 0% Interest Ending

🎓 SAVE Plan Alert: 0% Interest Ends August 1 — What You Need to Do Now!

The 0% interest benefit under the SAVE Plan ends August 1, 2025 — and many borrowers still don’t know how this change will impact them. In this video, Catalina breaks down your options for switching plans, whether you're a public servant pursuing PSLF or a non-PSLF borrower trying to avoid extra interest and longer repayment timelines.

▶️ We cover:

What happens when SAVE’s 0% interest ends
Who should consider paying off or refinancing
Alternatives like PAYE and Income-Based Repayment
How to avoid getting auto-enrolled in the wrong plan
What steps public service borrowers MUST take before August 1

📌 Important: Don’t wait for the government to auto-assign your repayment plan — take action now to protect your credit, qualify for forgiveness, or lower your monthly payments.

Chapters:
00:00 - Intro: 0% Interest Ending Soon
01:05 - Options for Public Servants on SAVE
02:02 - Pay Off or Refinance? Who Should Consider It
03:10 - Plan Options Based on Loan Origination Date
04:31 - PAYE vs. IBR: What to Know Under the New Law
05:28 - Action Steps: Exit SAVE and Re-certify PSLF
06:28 - Not a Public Servant? Here's What to Do
07:37 - Final Reminder: Take Action Before August 1st