My top 9 stocks in June 2025 are composed mainly of high growth cloud stocks, though there are some other interesting tech stocks in there. Each of these companies has the potential to 10X in size over the next several years, and I would not be surprised if at least a few of them do so. The companies I'll be going through are: SoFi (SOFI), Nubank (NU), Cloudflare (NET), Monday (MNDY), Crowdstrike (CRWD), ZScaler (ZS), Datadog (DDOG), Google (GOOG), and IBM (IBM) . These stocks are not allocated evenly, and I have wildly different convictions for each one that I own.
The goal of this video is to talk about different companies I am interested in and hopefully get your thoughts too. I think it is difficult but possible to outperform the overall stock market as an individual investor. You should not try to copy my portfolio, because I make changes to it often and quickly if my thesis changes around one of the stocks.
So this is my actual stock portfolio,
and let's walk through my top nine stocks to buy now,
each focusing on one of the most important technologies
driving value in the market right now.
Because when it comes to picking great stocks,
it's important to focus on a company's products
and not just their numbers.
If you had put $10,000 into Nvidia five years ago,
that would be worth $150,000 today.
And that kind of massive growth happens
when a company has the perfect product
in a quickly growing market
before that market appears, like Nvidia.
So I'll be sharing every stock
in my personal stock portfolio,
along with my experience working as a solution architect
for over a dozen Fortune 500 companies,
focusing on my circle of competence
to find the best deals on the market.
So let's get into it.
Our first stock is a company that's working
to win over the 500 million legacy bank accounts
that are currently getting mediocre service
at the big banks.
So SoFi is both a bank and a tech stock
operating at one of the most volatile times
for the banking sector.
But SoFi has two big reasons
why I think the stock could be ready to double in price,
as well as two risks that investors should watch out for.
So first off, SoFi's business is to act like a flywheel,
where they win over customers using their SoFi investing app
and their SoFi credit card,
and then funnel those customers
into more valuable areas of the company, like lending.
They call this their financial services productivity loop.
And it means that more members now
means more revenue later.
And they now have over 10.9 million total members.
And since each member uses multiple products,
that comes out to 15.9 million products sold.
And so it's this member growth
that will eventually drive SoFi's revenue growth,
which has driven SoFi's crazy 100% return
over the past year.
So the question for investors is,
will this growth continue?
But what's really weird here
is SoFi is growing like a tech company,
but they're also a bank.
Their revenue has been up exponentially,
growing 33% in the most recent quarter.
So this member loyalty is my first reason
for investing in SoFi,
because by watching the number of members now,
we can kind of get a peek
into what their future numbers look like,
which could give us an edge over the automated bots
that do a lot of trading on Wall Street.
But to get the full picture on this stock,
we need to look at a second metric.
See, SoFi has been accused a lot over the years
of being non-profitable,
because they're just spending all their money
on growth at all costs.
And that has been true in the past,
but we're starting to see that shift.
We saw SoFi achieve positive net income last year
for the first time,
and even more importantly to a bank,
they've seen steadily increasing EBITDA,
which is a metric that measures profit,
not including things like taxes and interest.
So this chart shows SoFi's EBITDA
has increased to 27% of their revenue,
up three X from where it was in 2022.
So there's a lot of excitement around this stock,
but as investors,
sometimes avoiding risks is even more important
than identifying the upside,
especially for a banking stock like this,
if people are scared of a potential economic recession.
So let's look at the two biggest risks that I see for SoFi,
as well as how smart investors can mitigate them.
So the biggest external risk to SoFi
is that the U.S. sees some kind of major economic downturn
within the next couple of years.
This is important to SoFi investors
because as a finance stock,
it is more vulnerable to the ups and downs
of the general economy than most companies would be.
And this chart shows that total U.S. consumer debt
has reached $18.2 trillion,
and it's still trending upward.
This means that SoFi is not the only bank
that is making a ton of loans to consumers right now,
but during the last major recession we saw in 2008,
we saw a crash in U.S. debt,
hurting the banks holding those loans.
And SoFi is not a Wall Street juggernaut
that's gonna ever get bailed out by the federal government,
at least probably not.
So if there's a recession, SoFi could get hit pretty hard,
but how likely is that?
Well, JP Morgan Chase believes recession risks
are still elevated, but below 50%,
while Goldman Sachs thinks the current likelihood
of a recession in the next 12 months is 35%.
So no need to panic, but definitely worth keeping an eye on.
And so for this first risk,
one way we can mitigate it is by buying non-cyclical stocks
like I talked about in this video.
But the second risk is probably more pressing
for long-term SoFi investors
because it has to do with how SoFi's business actually runs.
See, during the pause on student loan payments back in 2020,
SoFi had to completely shift their business
away from student loans and into personal loans.
And a personal loan is special
because it's a loan you take out
without putting up anything else as collateral.
So if your mortgage isn't paid,
the bank takes back your house,
or if you don't pay off your car,
they can repossess your vehicle.
But with a personal loan, if the borrower doesn't pay,
SoFi's kind of out of luck.
And on average, 4.5% of all personal loans
will not be paid back, a much higher rate than student loans.
And so, given the fact that SoFi
is now originating more and more personal loans
with a record $7.2 billion across personal
and student loans originated last quarter,
this means the company needs to be careful
not to take on more risk than they can handle.
So as investors, we should pay attention
to how much risk SoFi is taking on
and factor that into our investing decisions.
But at least in the short term,
I'm not super worried about this.
The average SoFi borrower has a FICO score of 744
and an average income of $158,000 a year,
way above the average in the US.
So their customers are in pretty good financial shape.
And even if a recession hits,
they probably won't be hit as hard as your average borrower.
And most of the recession risk
is likely baked into the current stock price.
And we can see that SoFi isn't overhyped
and they actually have a neutral market mood
according to the Forecaster dashboard,
which is why I currently hold 2,980 shares in SoFi
worth just over $40,000,
and it is up over 100% in the time that I've owned it.
But this stock can be very volatile,
which is kind of like my portfolio as a whole.
See, this is my total portfolio year to date,
and you can see that it ran up at the beginning of the year,
had a big drop in around February and March,
and then it's trended up again.
But even though my portfolio is up 40%
over the time I've been tracking on GetQuinn here,
if we zoom out even more,
we can see that over the past two years,
my portfolio has had huge run-ups
and then huge dips in price,
like this dip right here
when CrowdStrike ended up melting down,
followed by a recovery, more dips, and more recovery.
And part of this is because I am very invested
in technology stocks that tend to be more volatile,
which exposes me to a certain amount of sector risk,
which is why it's important to never just copy my portfolio
because your finances might be different from mine,
and I put most of my money into my company's 401k,
which is just invested passively into index funds,
which is what allows me to take some big swings
on the stocks that I think will outperform.
And speaking of big swings,
let's look at the fastest-growing company
that I currently own, also a fintech stock,
that is reinventing banking in Brazil.
So stock number two is one of the fastest-growing banks
out of Brazil, and I believe they are on the verge
of expanding around the entire world.
So this chart kind of tells the story of NewBank so far.
It shows how their customer count has grown over time,
especially as they've entered new markets
like Mexico and Colombia.
And that has really been the story of NewBank up until now,
how well the company can compete
in the fastest-growing fintech market on Earth
in Latin America.
So NewBank makes what you could call a super app,
which aren't as common in the US,
but are very common in some other parts of the world.
They do everything from providing a shopping platform
to letting you run your finances on their platform.
Nowadays, they're even focusing on enabling entrepreneurs
to start their businesses.
And now with 118 million customers,
most of those in Brazil,
they're starting to saturate the Brazilian market,
which is why they're making such a big bet on Mexico.
See, right now, Mexico is a massively underserved market
in the banking space
with a rapidly growing urban population.
The country is now entering a phase
where their unbanked population is big enough
that there's kind of a scramble by fintechs
to grab market share in the country.
And NewBank has a headstart here.
The company has seen $3.3 billion in deposits
and over 8 million customers in Mexico as of mid-2024.
And they recently gained approval
to get an official banking license in the country.
And NewBank has made it very clear what their ambitions are.
They have said that Mexico is the number one
business priority for NewBank in 2024,
and that the current growth they've seen in Mexico
actually exceeds the growth that they saw in Brazil
at the same stage of operations.
And given that Mexico has an estimated 86 million users
up for grabs by fintechs by 2027,
this is still just a small part of the overall market
that NewBank could capture.
So their approach is to enter new markets,
starting small, adapting their product
for the local culture and customs,
and then rapidly expanding
once they start to get some organic growth.
And this approach is really exciting,
but it also has some risks associated with it.
NewBank recently brought back their founder as CEO,
which many believe is start of a new push
that NewBank will soon make into the U.S.,
or a relocation of the bank into the U.K.
So up until now, NewBank has done a great job
with kind of greenfield opportunities,
entering countries that don't have much competition
and creating the market there.
But competing in the U.S. or Europe
is a very different beast.
If you can win these markets,
sure, you could become a $100 billion company,
but it is one of the most competitive markets on Earth.
But we may be starting to see the company
test some of the tactics that they'll use.
NewBank recently launched its NewBank Plus enhancements,
including a 110% CDI savings account.
So CDI is how banks in Brazil loan money to each other.
There doesn't seem to be a direct analog in the U.S.,
but it's vaguely similar
to something like the treasury bond rate.
It kind of sets a base rate for banks in Brazil.
And so by NewBank offering 110%,
that means that they're paying extra specifically
to attract customers to their platform.
And then once they have them,
they can sell them to more profitable products.
They also ran a marketing campaign with Tom Felton,
the guy who played Draco Malfoy in Harry Potter.
Maybe he's big in Brazil, I don't know.
But the big risk here is can Brazil compete
in more crowded markets like the U.S.?
We'll have to see,
but the company is finally starting to show some profits
and it doesn't look overly hyped up right now,
which is why I'm happy to own my $16,000 in this company,
currently up $3,000 and 23% overall.
Which leads us to our next stock,
which is not a fintech company.
I know the channel name,
but it was supposed to be finance and technology
because I like programming.
And now some people think
I should only talk about banking stocks.
I messed up.
I should have called the channel like Curren Francis
invest in stocks or something.
But this next stock has done the impossible again and again,
growing at a crazy 34% compounded
for the past three years
and putting itself in a position to compete
against the hyperscaler cloud companies
like Amazon, Google, and Microsoft
at their own game, cloud computing.
So Cloudflare is probably the most innovative company
on this entire list that we'll be covering.
And let me give you the 15 second summary
of how this company has grown to where it is today.
See Cloudflare started out hosting websites
for other companies.
Then they created some security software
to protect those websites.
But then they realized if we're already analyzing
all the traffic for bad actors,
why not optimize the experience for good actors?
And from there, they kept adding feature after feature
until eventually they kind of had their own cloud platform
where companies could run their entire business
on Cloudflare's tech.
The stock has been up and down over time,
but mostly up making over a 400% return
in the past five years.
The company is focused on making
the internet itself work better,
which kind of shows you their ambitions
to eventually become a trillion dollar company.
But whether or not they get there is going to depend a lot
on how good their technology actually is.
So let's look at a few big events
the company has recently seen,
which can help show us the direction
they are currently headed.
Recently, Cloudflare hosted Developer Week 2025,
where they introduced AI focused tools,
including enhanced security features
and developer productivity enhancements.
This is key for this company
because their rate of innovation
has to be faster than the hyperscalers
if they want to close the gap over time.
The company just introduced
the first quantum safe zero trust security solution,
meaning a security solution
that can't be hacked by a quantum computer,
which as we'll see with the last stock on this list
is going to become a very real possibility
in the near future.
And then in the AI space,
they launched Cloudflare for AI,
a comprehensive suite of tools
to safeguard AI for business at scale,
basically creating the tools that businesses need
to use AI safely and effectively,
because you don't want people
accidentally leaking business secrets with chat GPT.
And the numbers behind this company
back up that story of innovation.
Cloudflare's metrics look pretty solid,
revenue is up,
and they're winning over more large customers
than ever before.
But I think the biggest play here with this company
is in their leadership.
So I mentioned that Cloudflare
wants to make the internet itself work better.
And those words come from their CEO
and founder, Matthew Prince,
who recently issued a warning
about the future of the internet,
because as more and more people use AI
to pull information for them,
websites are seeing fewer and fewer humans going to them.
So here's his warning in his own words.
The business model of the web can't survive
unless there's some change,
because more and more,
the answers to the questions that you ask
won't lead you to the original source,
it will be some derivative of that source.
So modern websites that rely on people
to view an ad,
to pay for everything they're running,
well, that business model might not survive
once AI becomes smarter and more ubiquitous.
So this is a future where people don't really know
what direction the internet is going to go.
And Cloudflare could be at risk
because they're so invested in the internet.
But I think the fact that the CEO
recognizes these risks so early on,
and he really is a thought leader in the space,
positioned Cloudflare well for the future.
It just makes me feel very confident
in his ability to lead Cloudflare
to develop new products
that will eventually solve these problems
for their customers.
Embracing change rather than trying to fight it.
And so I think the company
will continue to win market share,
and they will continue to expand
the size of their market over time.
With their total addressable market forecasted
to go from 32 billion back in 2018
to 231 billion by 2028.
So they have improving products,
a growing market, and a rockstar CEO.
What's not to like?
I currently own 172 shares in this company,
and it is up 141% for me.
That's because I sold some stock
and then bought in at a higher price.
But I wanna say that over the entire time I've owned this,
I'm up well over 300% on just this one stock.
And at the end of the video,
I'll share my entire stock portfolio.
But next, we have a company
that's reinventing the future of work,
or at least making other businesses so much money
that this company is starting to take off like a rocket.
So monday.com is what you would call
a work management platform.
And the idea is whatever kind of company you run,
maybe you have software developers,
maybe you're a marketing team,
maybe you just run HR,
it is supposed to make your work easier.
And what's great about this
is because it gets really deep
into how a company actually operates,
they have a very sticky product,
which is why their revenue has been growing
effectively exponentially over time.
And they have a 116% net dollar retention rate,
meaning for every $1 a customer spends this year,
Monday can expect them to spend $1.16 next year.
That's just built in growth
without even getting any more customers.
This chart shows it really well.
We can see that over time,
their customers who spends over $50,000 with them
has grown at 38% per year,
but their customers spending over 100,000
have grown even faster.
But they're not just growing their existing customers,
they're also adding more than ever
with a 22% compounded rate of adding customers over time.
They're now up to 245,000 customers as of the end of 2024.
Now, part of this is because the company
is really good at what they do,
but they are also focused
on maintaining this growth over time.
They recently hired a chief revenue officer,
who's basically a head of sales for enterprise customers.
And because this is a software as a service company,
meaning they charge a subscription fee
to use their platform,
they tend to perform better in economic downturns
than a usage-based product like Cloudflare,
which charges you more the more you use it.
And software as a service is expected to keep on growing.
We can see that by 2030,
it's expected to reach $900 billion,
compounding at 18.7% every single year.
And by as early as 2027, it could hit $344 billion.
So this kind of growing market is something I love to see,
because it's almost like those moving walkways
that they have at some airports,
where the ground is pushing you forward
and you can walk on top of it.
So if you're a good company that's grabbing market share
and the market itself is growing,
it's like two rockets propelling the company
at the same time.
Now, that being said,
good investors always balance the risk versus the reward.
So let's look at a few risks around this stock.
And there's really one big one.
See, Monday's stock dropped
after their most recent earnings call,
even though things looked pretty good
in terms of their metrics.
And this is usually a sign
that the market is pricing the stock for perfection,
meaning any kind of slip-up
can dramatically drop the stock price.
So the company's growth rate is great,
but the valuation is still pretty rich.
And for this stock, Forecaster's Peter Lynch metric
puts it at 106.5,
which basically compares how much a company is worth
versus how much it makes
relative to its other competitors in the market.
And according to this metric,
they're 64% above the fair value.
And the main reason for that
is Monday is growing way faster than other competitors.
So they should be more expensive,
but that also means that growth rate needs to stay high
for the company to rise in price over time.
And by the way, some people asked in my last video
what this platform is.
It's called Forecaster,
and it has some pretty cool tools
for evaluating if a company is too expensive
or if they have some issues with their metrics.
And I also really like this feature.
You can actually check the seasonality of a stock
to see when it tends to go up in price
and when it tends to go down.
So Monday, for example,
looks like it mostly rises in price
in late summer into December,
and then it tends to drop in price at the end of the year.
Kind of cool.
If you want, you can check it out for 10% off
using the affiliate link in the description.
But next, we have a company that's leading the pack
in probably the most important investing trend
of the next decade,
cybersecurity.
So this next stock has made me well over a 400% return,
and I've bought and sold it a few times,
but I'm in for the long haul
as this stock just keeps dominating cybersecurity.
So you may know CrowdStrike
from their now infamous outage
that caused blue screens of death
across half the world last summer.
But I think once I walk through
the potential of this business, as well as the risks,
you'll be able to tell your friends
why this is such an exceptional company.
So cybersecurity is essential for any investor
who touches technology to understand.
Because with the rise of AI,
security threats are rising exponentially.
This chart shows how the number of data breaches
has been rising over time, according to PIA,
with more and more of those being actual attacks
and not just accidental data leaks.
And that's partly why the cybersecurity market
is expected to pass $600 billion per year by 2033,
with a mix of both software and services
driving that growth.
And CrowdStrike is one of the leading tech companies
in this area.
They offer an AI-powered cloud-native security system.
This is a company that grew up with the cloud
and is an expert at protecting cloud workloads.
And unlike a lot of other companies in the space,
they aren't just adapting AI now that it's hype-y,
they've been using it for quite a long time.
They're extremely data-centric,
making it so that any past data breaches that happen
help them train AI models
that can recognize future breaches
before they actually happen.
And we can see the quality of CrowdStrike's products
reflected in their numbers.
The company's revenue has been growing
basically exponential over time,
as we can see on this chart,
although their net income has dipped
into the negative recently
due to some economic headwinds in 2025.
But for the long-term, this is really a product play.
And CrowdStrike has the best products,
at least according to Gartner,
who has ranked them a leader for endpoint protection
for the fifth year in a row,
beating everyone with only Microsoft
anywhere close to them.
And their long-time use of AI
to predict patterns and attacks
long before ChatGPT even existed is a differentiator.
See, the traditional cybersecurity approach
is to basically make a list of all the previous attacks,
and if you see some potential threat come up,
you can compare it to that list
to see if it is actually a threat.
But CrowdStrike uses machine learning to train models
to recognize patterns in these attacks.
So even if it's a brand new method of hacking,
their AI might identify it,
which is gonna be really important
as generative AI is going to increase
the number of novel attacks
that will be happening every day.
And look at this, the AI security market,
which CrowdStrike is a leader in,
is growing even faster
than the overall cybersecurity industry,
expected to double over the next four years.
So that's like a rocket engine
on top of CrowdStrike's already very high growth.
But as impressive as CrowdStrike is,
rule number one for investors is to not lose money.
And rule number two is to not forget rule number one.
So we need to look at the risks behind this stock as well.
And there's two big ones I see,
one in the short term and one in the long term.
So for the short term,
the biggest risk I see is just CrowdStrike's price.
They have been priced for growth
for as long as this company has existed.
And if we see an economic downturn
or customers cutting costs,
that decrease in growth could cause a drop
in CrowdStrike's stock price.
In fact, if we look at the seasonality view on Forecaster,
we can see that CrowdStrike tends to see a rise
in the stock price at the beginning of the year,
which we've seen this year.
But then it tends to see a drop in late summer,
kind of through the end of the year.
Now I'm a long-term investor
who plans to hold these stocks for five or more years.
So this isn't a huge deal for me,
but it does mean there could be
a very short-term dip in the stock price.
But I think the more important risk
is the potential long-term risk
to CrowdStrike's customer relationship.
See, this company has already had
a very high net retention rate,
meaning for every $1 a customer spends in a year,
they'll spend $1.12 next year.
But that rate used to be even higher,
as high as 119% a year ago,
and even as high as 125% in 2021.
So we'll need to watch that trend downward
and make sure it doesn't keep dropping,
because if it does,
it could be a sign CrowdStrike's customers
aren't as loyal as they used to be,
since CrowdStrike isn't the only game in town anymore,
especially as the company cuts back on its workforce
and tries to become more efficient.
But at least for now,
as AI begins to reshape the security world,
I am very confident in CrowdStrike's ability to adapt
and take advantage of the latest tech.
I mean, their latest AI agents
seem like they're pretty cool.
And I'm very happy holding 116 shares in this company,
which is up 215% overall,
although I did sell some and buy some at a higher price.
So overall, I've been up over 400% in this stock.
But this next stock plays in a very different area
of this fast-growing market.
And it's already been my best-performing stock
in the past year.
And after this, we'll get to my biggest investments
in big data and quantum computing,
which are two areas the market is still underestimating.
So Zscaler is a security company
that is laser-focused on the zero-trust space.
So if you think of how you protect something,
you build a wall around it.
In computers, it's called a firewall.
It keeps the good guys safe inside
and keeps the bad actors out.
But with modern cloud computing,
where you want to give customers access to your stuff,
or you want to collaborate with another company,
or just have flexibility to make changes,
that separation isn't as clear anymore,
especially now as AI agents are coming out.
And that's where zero-trust comes in.
This is where every application, every computer,
every person on the network has to authenticate
anytime they talk to someone else.
And what's important to investors here
is this is the way that most cloud computing
and AI agents are going.
And zero-trust is growing extremely rapidly.
Zscaler's goal is to 3X the number
of zero-trust everywhere customers in the next 18 months,
especially as Zscaler recently uncovered a surge
in AI-driven cyber attacks
targeting critical business operations.
So Zscaler's customers are mostly businesses,
but they're not small mom-and-pop shops.
These are big enterprises that tend to sign big,
long contracts that don't change very often,
which is why this chart is super important.
On the left, it shows how many customers
spend over $100,000 per year with Zscaler.
And that's been growing at 19% compounded
for the last few years.
And on the right,
we can see the $1 million per year customers
are growing way faster, 28% compounded per year.
And this is like Zscaler's secret growth engine,
because unless the market factors in
this exponentially growing base,
it's going to undershoot Zscaler's long-term value.
And since the company currently has around 35%
of the global 2,000 as customers,
this is an exciting time to be owning the company.
They reported excellent earnings recently
with increased guidance for 2025 on all fronts,
causing the stock to rise 10% in a day.
No complaints, but I currently own 82 shares of Zscaler,
and that is up just under 25% overall.
Okay, now it's just over 25.
But now we move on to some
of the biggest potential winners in the market,
the big data companies.
This tech is needed for everything,
AI, data analytics, consumer insights.
Data is the new oil,
and these are the companies that are turning it
into the fuel for the markets.
Oh, and I'll share all these stocks
at the end of the video
and on my Instagram, at real fintech.
So this next stock is focused
on converting the raw data into dollars for businesses.
I like to think of them like an oil refinery for data,
and their founder slash CEO is making some big moves
over the next couple of years.
So Datadog's vision is to help companies
make their data useful.
That's really it.
They want to combine a company's applications,
security, and infrastructure,
all through what they call a single pane of glass
so that their customers can use that data effectively.
Everybody talks about how valuable data is,
but it's only valuable if you can use it.
So AI, cloud, big data,
these are all different tech trends
that feed into Datadog,
which has driven their absolutely crazy 40% per year growth
for the last half decade.
But a lot of that story around Datadog
has been true in the past,
but more recently, the company's stock price
has struggled to rise consistently.
It's like everyone's asking, will this growth slow down,
or can they keep it up for another five years?
And the stock price just jumps
between one of those outcomes being true.
So let's balance the risks versus rewards for this stock,
first in the short-term and then in the long-term.
So in the short-term,
Datadog is facing increased competition
from the likes of Dynatrace,
and they're seeing higher interest rates
that are weakening demand for Datadog services
as companies look to cut costs.
See, Datadog mostly charges based on usage
rather than a yearly fee
like a software-as-a-service company,
which means it's easy for companies to ramp up
and spend more in good times,
but they're also hit first in times of economic uncertainty.
But despite these short-term headwinds,
Datadog isn't going on the defense.
They recently acquired Metaplane
to double down on data monitoring,
and they recently bought the company Eppo
in a big bet on enhancing
their AI-driven product analytics.
And even in the short-term,
this stock does have some tailwinds behind it.
The cloud spending market
is still growing at an insane rate,
and it's expected to continue growing
at 20% compounded over the next three years,
which leads us to the long-term risks
and opportunities for this stock
because that's really what's going to make
the biggest difference for long-term investors.
So competition is not slowing down in the long-term,
which is why Datadog has been pouring money into R&D.
Basically everything in this band on the chart
is being spent on improving their products.
The hope is that by doubling down on product,
they'll be able to get more customers
and sell more to existing customers.
And it seems to be trending in the right direction.
This chart shows how many customers
use two or more products on the left
all the way up to eight or more products on the right,
with the trend moving in the right direction.
And the company has also committed
to buying its first data center,
showing that maybe they have some ambitions
of becoming a cloud provider one day.
So one of the big criticisms that I've seen around Datadog
is that they're so focused on investing in growth
that they're skipping out on profits.
And it reminded me of a case study that I read.
There was this article written in 2019 called 100 Baggers,
which was based on a book whose goal was to see
what do 100X stocks have in common?
Stocks like Amazon that made millionaires
out of everyday people.
And one thing they found is that these companies
appeared on the surface to have razor thin margins.
They basically weren't making any profit.
But what differentiated unprofitable bad companies
from potential 100X companies
is the reason their margins were so low
is because they were just investing everything into R&D
and making the product better.
They could have turned that off at any time,
but they chose to forego the short-term profits
for the long-term gains.
Now, I'm not saying Datadog will 100X in price,
but I think this case study explains something
that a lot of investors call out.
It's okay to forego short-term profits
as long as there's a long-term plan
to invest for the future.
And I believe that is the case here,
which is why I currently own 146 shares in this company.
And that is currently down just under 10% overall.
But next we have what I consider
the best AI company in the world.
And then we'll get to my top quantum stock pick.
So everyone watching has heard of Google.
They make the YouTube app
that you might be watching this on right now.
And by the way, if you're watching this video
on your phone right now,
could you just leave a comment below this video?
I wanna test something with YouTube analytics
that I'll show in a later video.
So thanks for that.
And with a stock this big,
the only way to get outsized returns
with this many people covering it and researching it
is to find something about the stock
that the market is underestimating.
So I won't be focusing on Google's
massive advertising business for this segment.
I'm going to be razor focused on their AI business,
the area that I know the best.
Now, when I say AI,
a lot of people today think chat GPT,
but Google has a long history of leading the pack
when it comes to AI.
They first got involved in the space in the early 2000s
with things like auto-correcting spelling
and translations,
but they later invented the machine learning process
that would later allow companies
like open AI maker chat GPT to exist.
And today their Gemini ecosystem of AI
has become one of the only serious contenders
to a company like open AI.
And one thing I should be clear on here
is I see some confusion online
about what an AI company is.
And I think there's two types.
I'm mainly focused on companies
that are creating the new AI models,
the brains of modern AI apps.
This is different from a company like Perplexity
or SoundHound or Palantir,
which instead use existing AI models
and build useful applications around them.
And so Google's AI tool set
doesn't make them a ton of money directly,
but it becomes a differentiator
in their advertising business,
which has generated $72.5 billion this past quarter.
And it makes a huge difference in their cloud platform,
which is where the real growth comes from.
Up 28% year over year.
See, for Google Cloud,
the reason customers use their cloud
is because of the edge in AI tech.
Google isn't as big as Amazon Web Services
and they don't integrate with companies
that use Microsoft Office or Microsoft Active Directory.
But if a company wants the bleeding edge of AI,
they are way more likely to use Google's
other cloud services to get access to them.
So the thesis here is companies will use
one of Google's AI services
and then because they're already paying for that,
use the rest of Google services as well,
which would actually be enough money
to move the needle for this company.
And then I also found just this fun data point
while researching this stock,
but apparently US Congress members
have been buying way more of this stock than selling it.
Now that doesn't mean they have insider information
about the future of AI policy,
but like I talked about in my top stocks
that Congress is buying video,
they absolutely could.
And so I currently own 123 shares in Google,
which is basically flat over the time
that I've owned it so far.
But now let's move on to a totally different
category of stocks that in a lot of ways
looks like the AI market from five years ago
before stocks like Nvidia grew 1000%,
turning a $10,000 investment into $150,000
in just five years.
So the category is quantum computing.
And even though the market is still new,
it is starting to gain traction,
especially as we push the limits
of traditional chips with AI,
the next frontier is going to be quantum.
So this market is expected to grow at 32% annually,
potentially reaching $170 billion by 2040.
So I'll show my top stock pick for this category,
and then I'll reveal my entire stock portfolio.
So to pick my top stock for quantum,
it really needs two things.
One, financial stability,
because it needs to have a long runway
to invest in this emerging technology.
And two, it needs to be willing
to kind of bet the farm on this technology,
otherwise big players like Google
will just enter the space and outspend them,
which really leaves one company on the list for me, IBM,
which I recently bought 15 shares of.
So here is my full stock portfolio as of today,
which I'll also share on my Instagram,
at real fintech, where I'm posting daily stock breakdowns
and daily investing news.
And if you want to go deeper on quantum stocks,
I made an entire video on the space
and the top four stocks to check out right now.
I think you'll like this one.