The Shocking New Retirement Number for 2025—And Why 91% of Americans Miss The Fidelity Benchmark

0:00 – Intro
0:33 – The 10x Income Rule – And Why Few Hit It
2:32 – The Shift in Retirement Expectations
4:14 – Income-Based vs. Expense-Based Planning
6:36 – What If I’m Way Behind – Can I Catch Up?
7:55 – Social Security Changes the Math
11:09 – The Million Dollar Myth
12:13 – Bloopers

Wondering how much you really need to retire? In 2025, the new retirement number is a shocking $1.26 million—yet 91% of Americans fall short of this Fidelity benchmark. In this video, we break down why the target is so high, why most people miss it, and what you can do to catch up—no matter where you are right now. Learn how Social Security, spending, and smarter planning can help you build the retirement you want.