Piramal Finance Personal Loan _ Piramal Finance se loan kaise le _ Piramal personal loan apply 2025

Pyramid Finance, these people look at your intentions more than the paper and give a loan on your intentions. This is not my saying, this is the saying of Pyramid Finance. How much truth is there in this? Today we are going to discuss in this video. First, you see our life proof. We have received an approval of 2 lakh rupees from Pyramid Finance. And our Sibyl score was not that much to take it. If we take a loan from Pyramid Finance, then we are also getting the option to make EMI flexible for 5 years. If your Sibyl score is less and you want to take a loan, then Pyramid Finance can be a better option for you. So today I will show you the whole process of applying for a loan from Pyramid Finance. So let's start the video. First, let me tell you that you need to have some information about Pyramid Finance. What is the term and condition of the loan? How much interest rate will you get on the loan? Is it not that more interest rate is demanded from you than the paper? You should know this. So it is my duty to tell you the whole term and condition of this application which you will get to see while providing the loan. So basically Pyramid Finance provides you a minimum loan of Rs. 25,000 and a maximum loan of Rs. 5,00,000. It is clearly written on the website. Now the maximum interest rate we are getting for 5 years is 12.7% per annum. Now let me clear my picture for you. First, let me put my screenshot on the side and compare it here. So our loan offer is a little higher here. We are getting a loan on a higher interest rate. I will come to that too. We will discuss that too. First, let's understand its eligibility. If your age is between 21 to 58 years, then you are eligible. You can take a loan from anywhere in Pan India. You will get the facility of this loan in small cities and small villages. Now let's talk about the employment status. Whether it is the government sector or the private sector, you will get a loan facility for everyone. The rate score here should be a minimum of Rs. 750+. If you have taken a lot of loans in the past and have repaid them on time, it does not matter. If your civil is presently down, you will still get a loan offer. The company understands that you have cleared the loan here. So you get approval accordingly. Now this is the main topic of this video. You have to understand it carefully. If you don't see this, you will always be confused. Why didn't we know this before? So friends, look here. The offer I got for Rs. 2 lakh. Now I will tell you the difference. According to what is mentioned on the website here, you get a loan of Rs. 12.71. If the calculator will show you 20% here. So here the EMI is going to be Rs. 5,299. So you assume that your EMI is going to be around Rs. 5,300. Now check our loan offer. We have got the approval of Rs. 2 lakh. And for the interest rate, see how much EMI you are going. So here I calculate the EMI and show you. So it becomes 5,898 EMI. 25% on the interest rate. Now where is 12% and where is 24% and 25%? So you see, you will see the difference of half and half. So what I was saying was that whatever is written in it, 12% does not get a loan on it. Any government sector employee will also be offered a loan of around 16-17%. Because they are sure that our money will come. If your business condition is not so good and you have a loan requirement. So the company will first see the whole performance of your business. What can you do in the future to expand this business? Only then they will offer you a loan. Because they know that if we are giving you money, investing in you, giving you a loan. So our money will not go anywhere. So this is the first thing that the company takes care of and provides you a loan. Suppose if you were doing a good business earlier. Now your business is down a little presently. So you need money genuinely. So the company gives you money according to your needs. So friends, Pyramid Finance works like this. I have given you all the information. Now at the end, we apply for a loan and show you what we have to do to take a loan of 2 lakh rupees. Let's see. And you will get the link of this application in the description box. So here you just have to open the application. As soon as you open it, you will have to allow permission. Now see here, our application has been installed. Now what you have to do. Here you will see the option of personal loan. You just have to click on it. Now see all the information that I have told you at the beginning of this video. It will be visible here. If you want to read again, you can see again. If we click on them, this page will be visible. Now what you have to do. First of all, you have to enter your mobile number. And then you have to agree to Term and Condition. Click on Get OTP. A Sibyl score will be checked by you. Here the mobile number will also be verified. After the arrival of an OTP. So let's go ahead by putting this number here. We have received it. We have put it. Now this page will be visible in front of you. Now what you have to do. You have to give a little more information here. See here what you have to do. First of all, you have to select the loan amount. How much loan do you want? I will not say that you put 5 lakhs. Put according to your requirement. Because the scope of your income will also be seen. If you are earning 20,000 rupees a month. So you are keeping a choice of 5 lakhs here. So this cannot happen. So you assume that you can get a loan of up to 1 lakh. You can also get up to 2 lakhs. The budget will depend on the mood of the company. And on your documentation. Now see here. You have to put the pin code of the area. Whichever area you belong to. We will put the pin code here. And you have to tell. What type of job do you have? Are you a salary person? Or are you a business person? Whatever it is. You have to select it from here. And below you will see the continue button. You just have to click on continue. As soon as you choose the seller person. So look down here. Your salary is being asked. If your salary comes to the bank. So what do you have to do here. You have to put your salary amount. And after that. You have to tell that your PF etc. is deducted. So click on yes. And you will click on continue. Friends as soon as you click on continue. Now you will see this page in front of you. Now what do you have to do? I will tell you. First of all you have to put your PAN number. We will put the PAN number. We will put the name as per PAN card. After that you have to put your date of birth. You have to put all this information correctly. After that your SIBL score will be checked. As soon as your SIBL score is checked. See. Congratulations. We are getting approval of 2 lakh rupees. From this application. We can easily take a loan of 2 lakh rupees. The loan approval we are getting here. That interest rate is above 25%. We can take a minimum loan of 25,000 rupees. And maximum this amount will be up to 2 lakh rupees. Now whatever loan you want from this. Here you can drag and reduce the amount. One more thing I would like to tell you. If you want to take a loan up to 2 lakh rupees. Then you can see EMI etc. below. 5, 8, 9, 8. You have to pay EMI for 5 years. And you can see how much this loan will cost. If you have this loan requirement. Then from here. Select your loan amount. And click on continue. Now for 2 lakh rupees. If you want a loan. Then you will not do anything from here. You will click on continue. One more thing I will clear for you. Piramil Finance says that you will get a loan of 12%. But this is not the truth here. We have got a loan approval of 2 lakh rupees. But our loan interest is around 25%. If you really want money. Then you can try. Otherwise I will not recommend you here. That you apply such an expensive loan. If you are not getting a loan from anywhere. You are getting approval only from this application. Then you can see in that case. But I found this loan expensive. I have to show you the process. Now we will click on continue. After clicking on continue. I will show you the process. What you have to do next. After clicking on continue. You have to do KYC. You have to put bank details. You have to put work information. After that you have to upload your statement. You have to do all this process. After that this money. Will be transferred to your bank account. You have to click on let's start. As soon as you click. You will get an option to enter an Aadhar card number. You have to enter the Aadhar card number. After that on the Aadhar register number. An OTP will be sent. When your OTP is verified. Then you will see your KYC address here. You just have to verify your address here. If it is correct. Then you can see the continue button below. You have to press that. After completing your address. Then see here. There is a message to upload your selfie. Then you have to complete your KYC step. You have to upload a selfie here. Click on continue. Condition lighting should be good. You have to upload a selfie here. After uploading the selfie. You have to give the details of your bank. First of all you have to type your account number. You have to put the IFC code. You have to select the name of your bank. Whichever is your bank. After selecting your account from here. You will click on continue. As soon as you click on continue. You can upload the statement online. You can also upload the statement offline. So here we will upload the PDF file. We will go ahead. As soon as you upload the statement. So here you see three steps have been completed. Now we have to complete the EMI auto setup. This is the final step. After this, your agreement is made. And the account you have just selected. Your money will be transferred to that account. So friends this is the final step. What do you have to do. Here you have to complete the auto EMI setup. You can do this process with the help of net banking or debit card. If you complete this process. Then your loan agreement will be made. Whatever interest rate you will be charged. All that will be displayed there. You just have to click on continue. After accepting. Your loan will be applied. After that, their team reviews. And within 5 to 10 minutes. That amount is transferred to your bank account. First time here. It takes a little time to approve the loan. It can also take some time to transfer. When you take the loan from here once. After that, if you take the loan regularly. Then your instant amount. Comes in your bank account. This loan is a little expensive. So I can't show you the rest of the process. If you want. Then you can try from here. I hope after watching this video. You must have understood. How to apply for a loan from this application. If you have received a loan. Then please comment. If not, then also tell me. See you in the new video. Thank you for watching.