What You MUST Do to Live Debt Free

You will never become debt-free or stay debt-free until you do these things. We have been debt free for over 25 years, but, there are eight habits that we STILL use every single month. Whether you are debt-free or striving to become debt-free, these principles will help you to not only BE debt-free, but also STAY that way.


We started our marriage 36 years ago in debt and living paycheck to paycheck. In fact, after two month of marriage our bank account was drained and the only cash we had until the next payday was what was in our wallets and what we could dig up from between the couch cushions. That day began our journey to paying off debt and figuring out how to spend and save money.

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