My Husband Wants To Sell Our House and Live In A Trailer

The Ramsey Show Highlights
1.8K followers
170 Video Views·Nov 14, 2024
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start budgeting for free today so my
husband and I were having a conversation
um about our finances and he thinks that
we have too much house basically um and
thinks that even though we don't have
any debt we should sell our house use
the profit and buy something really
cheap and he was thinking really cheap
like a
$3,000 trailer he saw on Facebook
Marketplace um so that we can just live
mortgage free I don't really want to do
that and wanted to get some is your
husband
nearby no he's not right now oh I was
gonna put him on the phone for a moment
and uh as a man who's been married 26
years in County tell him that he's lost
his ever loving
mind what happened that made him go we
live in extravagance do we need to go
camping for a while to fix this that's a
big jump um yeah I mean so what right
now
we're at a pretty good place where we're
bringing I think bringing in 7,000 a
month takehome together
and our mortgage is 1,500 a month we
have
220,000 left on the unpaid principal so
you don't have too much house are you
saying square footage wise you just have
too much room because the payment is not
the issue no our it's a 1,400 foot house
it's not extravagant is he scared of
something
um I think he can he it's hard for him
to kind of keep just going with the plan
and those fast those fast things that
get us to pay stuff off quickly what is
the plan are you guys trying to pay off
other
debt no we don't have any debt so where
where's all of your money going that he
feels so
stressed um I don't know I well it's a
good question we have about $2,000 a
month in bills $2,000 a month in
spending and then we could be
saving about 1,500 probably I'm gonna
come back to I'm G to come back to the
question that George and I have both
asked we've asked it different ways
because I think it's something you need
to get the answer to as I don't know
that we can help you I think you need to
get the answer to what is driving this
act of desperation this feels desperate
to me George am I wrong he's trying to
solve a problem that doesn't exist but
like there's a lot of angst in this
decision yes yes and that's like I was
waiting for you to go well our mortgage
is $4,000 a month and I go okay I get
the stress behind it or we're en
crippling debt and it's going to help us
get out there's no reason if you move
into the trailer what's it going to do
for
you just have mortgage free H so we both
work a good amount and I think the the
hope would be that I could stay home
that we would have more time at home as
a family and it's just been really busy
so maybe there's stress coming from that
yeah but you understand what I'm saying
that I really think you need to have a
some some walk time let's hold hands and
walk somewhere let's go to a dinner and
just say hey it's okay whatever the
answer is but can you tell me what's
really behind this I think you got to
get in you don't know and I'm not
guilting you on that I'm just saying I
think you need to know because to that
point once you get to the bottom of
what's really going on behind this now
we can begin to address what our viable
options are I just don't think it's
viable do you think it's viable to move
to the
trailer I can usually go with the flow
but it's not something I want to do
that's not your picture of I want to
stay at home and live in a $3,000
trailer and raise this child yeah let's
not go with the flow you're going to
resent him inside of two years you will
resent him for that won't you tell the
truth yeah that's probably that's
probably true it's not probably true
it's completely true you're a very nice
woman my gosh you're nice so if the goal
is I want to stay at home let's then
figure out okay how do we make this
happen sustainably does he need to get
his income up in order to still cover
all the bills if you lose your income
let's figure that part out before we go
Napal and go we got to live in a trailer
to make this all
happen Okay how much do you bring home a
month I'm only uh I'm about 2900 a month
he's about 4,000 or more depending on
overtime I think George makes a really
good point there I I think it'd be worth
a conversation to see what over time
let's not rush this cuz he sounds like a
guy who's just he wants to solve
everything tomorrow and by the way I I I
I get that I got a little bit of that in
me like I always want to solve
everything super fast and that ends up
stressing my wife out instead of being
helpful she's like you're stressing me
out you know I get that so I feel him a
little bit there but I just wonder
George uh if the conversation I want to
know what you think about this I I think
they need to have a conversation about
okay over time what would need to be
true for us to get
$2,900 more take home on his side of the
aisle and you just referenced that that
to me is a more healthy conversation
than selling this house and moving to a
trailer do you agree with that yes and
do the Tactical piece do a sample budget
just off of his income and go okay we
can cover the bills we can invest we
might Slow Down the House payoff process
are we willing to make that compromise
cuz the truth is you probably don't need
to spend two grand we're probably living
pretty comfortably and so he doesn't
want to change his lifestyle but he
wants to uproot the entire family and
move into a trailer and so I'd rather
see different sacrifices to make the
stream come true and you might find
doing the budget we can do this today or
you might find he needs to make $1,000
more a month for us to hit our goals
great now we have a very clear career
goal that Ken can help with you see that
difference
there yeah yeah that is a big difference
but again I don't think Liz that any of
this conversation will register until
you both have an honest conversation and
he feels safe and he finally burps out
if you will why he's really scared do
you know what I mean he's got to get
that out of his system and you've got to
hear it not belittle it um you've got to
be a supportive spouse on that and and
make him feel seen and heard and I think
that'll calm him down a little bit and
then we begin to talk about as George
just said other options to alleviate the
same
issue okay and by the way this also
includes you being honest with him to
say this isn't an option babe I don't
want this quality of life I'm I will
resent you this is not viable like he
needs to hear that yeah you know not
yeah I mean if I have to I'll go with
the flow let me tell you what most dudes
hear when we hear that oh she's in I
mean we're idiots on behalf of all men
we don't hear what we need to hear
sometimes and I'm just being CLE I mean
I I'll be honest maybe George is more in
with it's not you being a jerk it's just
saying here's my side here's how I'm
feeling about this and he needs to you
know you both get a vote in this
marriage yeah so you know just a good
conversation and let's talk through some
options helping think through those
options he saw a cheap trailer on
Facebook and went this is the ticket
this is it is there it's guy 101 it's
it's it's a male classically thinking oh
super quick solve how about this he can
buy the trailer he can live in it you
stay in the house there we go I don't
think that's the kind of relationship
advice we want to give we'll talk about
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