Phone Pe se loan kaise liya jata hai 2024 -Phonepe se loan kaise le _ Phonepe Loan App Fast Approval

Well friends, if you have been using PhonePe for a long time then this is a very good news for you PhonePe is now offering you a personal loan Look, you have to understand one thing here PhonePe has two categories of loan First, the loan that PhonePe offers you Second, PhonePe also offers such loans which are a sponsored link For example, if it's a big loan money view or instamoney application PhonePe pays for it so that their application can be listed here And do you know that a lot of people are making videos on YouTube they are giving you wrong information From where you can get a loan through PhonePe they won't tell you those things By clicking on the sponsored link in PhonePe they tell you the process of taking a loan which is completely wrong Once I tell you all the fake ways of taking a loan through PhonePe so that you don't get caught in these ways for no reason So, first of all, they will say that if you want to apply for a loan then you have to come to the homepage of PhonePe After coming to the homepage, you have to click on Recharge & Bill Payment and here you will see the option of Loan Repayment Now they will say that all the banners you see here or all these NBFCs and banks you can apply for a personal loan through them But this is not at all This is completely wrong Let's assume that if I click on Muthoot Finance See, now it's asking me for a loan number So, do you know what this means? If I have an existing loan in Muthoot Finance then I can repay it from here not that I can apply for a new loan from here So, this method is completely wrong You will not be given a loan here After that, they say that all our sponsor links click on them and apply for a loan Let me show you this If you come down here Here you can see I have a lot of options to apply for a loan Money View, Buddy Loan There are a lot of options See, first of all, you will get the option of Banner After that, you will also get to see the application here And it is clearly written here All these applications are through all the sponsor links Now see, I will tell you a reality here If you apply for a loan from here For example, let's assume If I come inside PhonePe and click on the sponsor link Buddy Loan then the loan that is being applied will be applied directly through my Buddy Loan And don't think that Buddy Loan will also give you a loan Buddy Loan also works as a loan aggregator That means, it also has a lot of NBFC and a lot of bank tie-up brokers and loans are provided to you through those banks and NBFC That means, a very strong level game is going on here First, PhonePe will give you a loan then it will earn a commission then Buddy Loan will earn a commission and then at the end you will be given a loan through the bank So, the biggest drawback of this is you have to pay a lot of charges here If you want to apply for a loan or through Buddy Loan then you directly go and apply for a loan Let's assume, if Buddy Loan gives me a loan through MoneyView then friends, instead of Buddy Loan I could have taken a loan directly through MoneyView So, now you must have understood the game All the sponsor links in PhonePe All our articles on which the sponsor is written you don't have to apply for a loan ever and after that, you don't have to apply for a loan even in the loan repayment Now, let me tell you a genuine way how you can apply for a loan through PhonePe Keep in mind, this method will only work for you when you have been using the PhonePe application for a long time Now, you can see here after entering the PhonePe first of all, you will get to see a 5 lakh INSTANT PERSONAL LOAN BANNER after that, if you don't get this banner then you have to come here in the loan section Here, you will get to see a 5 lakh INSTANT PERSONAL LOAN BANNER See, this banner only a few people get to see If you don't get to see then let me tell you the solution for this Here, you can see in the credit profile you will get to see a credit score option Now, see my credit score is around 785 that's why I am being offered a loan of 5 lakh INSTANT PERSONAL LOAN Now, see let me clear one thing for you to check the credit score you basically I have already filled this but to check you will have to put your PAN CARD you will have to put your phone number you will have to put your name after that, your OTP will be sent on your number and once if you verify your OTP then you will get to know on the PhonePe that your civil score is this much and on the basis of your civil score So, friends let me tell you how you can apply for your loan Here, you can see I am getting an offer of 5 lakh INR If you are not getting an offer then in that case I will tell you which loan application you should apply for so that you get 100% loan approval Here, I simply click on GET MONEY INSTANTLY it will be loading a little Now, here you can see I am getting a minimum of 1 lakh INR and maximum I can apply for a loan of 5 lakh INR sitting at home If I select a tenure of 5 lakh INR then I will get an interest rate of 1.67% per month If I click on VIEW DETAIL then you can see my monthly M.I.A will be of 13,247 INR This is my total which is going to run for 60 months But, friends if I make it of 1 lakh INR then you can see I have got 3 types of tenures First of all of 24 months Second of 18 months Third of 12 months My interest rate is going to be same for all 3 tenures So, make sure that you take loan as much as you can Here, you can see if I apply for a loan of 1 lakh INR then I have to pay 5,090 INR every month If I take a loan of 18 months then I have to pay 6500 INR every month and in case of 12 months I get around 9,265 INR If I click on VIEW DETAIL then you can see my processing fees are being told to me and after deducting processing fees 97,500 INR will be credited in my account Now, see I will simply select this Here, I will select 12 months loan amount is 1 lakh INR Now, I will continue this Now, as I continue I will get a KYC page Here, you can see my PAN card means what is the name in Date of birth Gender Male Female Father Name Employee Type Here, you can see many options are coming See, you have to fill up this KYC After filling up you will get this video KYC page After completing video KYC your loan will be in your bank account See, these are small things you can do with your KYC But, once I tell you if you are not getting this loan offer then in that case which application you can apply Now, see friends if you are phone pay then I will tell you best loan application Here, you can see in play store or in description box I will give you branch application link See, this one you have fill up this filling up will get KYC up this KYC page After filling up you will get KYC link in See, this one will get KYC link in description box See, this one will KYC link in this one will get link See, this will get link in box See, one will KYC link in box See, this one will get KYC link in box See, this one will get link in description box