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You will get to see hundreds of applications on the Play Store, but it is not necessary that if you apply for a loan from those hundreds of applications, then you will get a loan.
90% of the applications are such that you will never get a loan from them.
So now the important thing is that in the remaining 10% applications, which application should we apply for a loan so that we get a loan.
But more importantly, we also have to keep in mind that no fraud should happen to us.
More importantly, if someone is giving us a loan, then we should get that loan at a genuine rate.
Not that we are taking a loan of Rs 10,000 and we have to pay Rs 25,000.
If you see all this, then you also have to see that the application that we are going to apply for a loan, is it an NBFC approved application or not.
What is its rating, how is its download, how are its users and how much loan is given to you here.
If you are going to see all these things, then there will be only a few applications in it.
But the application that I am going to tell you about today, I would like to clear one thing before that, that it is not necessary that I applied and I got it.
The most important thing is that if we apply for 10 out of 10 people, then only 7 or 8 will get the loan.
That too when we apply in the right way, then it is possible that 1-2 people will be rejected.
Now whoever is rejected, we do not make a video on it, if we make a video, then you will not see the video.
You will say that I did not get a loan, then why did you make a video.
So you also understand that when we apply for a loan so carefully and with so much information, then also some people get rejected.
Then your rejection is not a big deal.
So you have to know how to fill up so that your loan is not rejected and there is no unnecessary inquiry in your CVL.
So today I am going to tell you about a trusted application, the application that you may have applied for a loan before but did not get a loan.
But if you watch this video carefully today, then you will understand how to apply for a loan.
The application I am talking about is not a small application, but it is a money view application whose rating is 4.8.
While when I made a video a while ago, it was a rating of 4.7, now the rating has increased according to the user.
And if I talk about the download here, then you will see that there is a download of 5 crore plus for this application.
I am not making a paid video, I have taken money from them, I will tell you a good thing.
The things that are genuine, I am going to tell you the same thing.
After watching the whole video, if you think it is right according to you, then go and apply for a loan here.
If you go to the about section, then you will see that the loan that was given here, you can get a loan from 5,000 rupees to 10,00,000 rupees.
Apart from this, if you are going to take a loan here, then for how long can you get a loan?
If I talk about the minimum, then it is 3 months, if I talk about the maximum, then you can take a loan for 5 years.
If I talk about the rate of interest, then it is 10% to 49%.
Although 10% has started, it is very difficult for someone to get 10%, but it is still a big thing if you get 15-20%.
While we are talking about personal loan.
Apart from this, you will get to see 100% digital process, you will not get to see any hidden channels.
Why am I telling you this?
Because when there is a trusted application, then you will get to see everything.
You will get to see a lot of fake applications, where you will get a loan without Aadhar card or PIN card.
But it turns out that you will be given a loan of 2,000 rupees and 5,000 rupees will be taken from you.
After that, you will be blackmailed separately.
So stay away from such places and take a loan from such places, from where you will get a genuine way.
Apart from this, a calculation has been done in this application.
If I go according to this calculation, then this loan will be shown to you very cheaply.
Because here things are shown at a minimum so that people stay in their minds, get a very cheap loan, let's apply.
So it is better than that after watching the video, you will come to know of a reality, you will come to know of a genuine thing.
So what we have to do now is go to samples, click on install and install this application.
I have also put the direct link of this application in the description.
After this, as soon as you click on open, you have to click on get started.
Some permissions will be asked here, these permissions have to be clicked on I agree.
After this, you have to click on allow.
Here you have to put your mobile number, personal email id.
After this, you will get a box that tells you that if you want all the notifications on WhatsApp, you can click on it.
Although don't click on it, otherwise you will be worried that you will get to see the promotional notification here again and again.
After this, you will come to the bottom, click on the term condition box, click on continue.
After this, you will get to see three options here.
The first option will tell you that you can take a loan of 10 lakhs in 10 minutes.
Second, you can check the credit score here for free.
Third, you can earn money by doing a reaper here.
For now, we have to take a loan here, we will click on the first one, apply now.
After coming here, you have to fill up your personal details.
Mistake number 2, most of the people who do it here.
First of all, you have to enter your name according to your PIN card, in which first name and last name will be entered.
After this, you have to select education here.
After this, you will click on employment type, you will get two types of options.
One salary type, self-employed for those who have no business.
After this, you are asked how much is your monthly income.
If your monthly income is very less, then you have to put Rs. 20,000.
If your income is very less, then your form will be rejected here first.
After this, you will see your annual family income, that is, what is your income by adding the whole family.
You will select it here, you will get a term condition box, click on it, click on the get offer sample.
After this, you have to put the details of your PIN card, in which you will put the number of your PIN card first.
You have to put the data you will give in the PIN card.
After this, you will enter the PIN code of your area.
After this, you will select your gender, male, female, whatever it is, click on the get offer.
After this, you will see that your PIN card has been entered, all the PIN codes have been entered.
Based on that, you will be shown the limit here.
We expected to get a little more loan here, but we did not get much loan.
Still, the approval of Rs. 30,000 has come here.
If you want to take it by scrolling from Rs. 30,000, then you can take Rs. 5,000 here.
At most, you can take a loan of Rs. 30,000 here.
As of now, if we take a loan of Rs. 30,000, then we will get to see two types of tuner time here.
The first one will get 6 months time, in which we will have to pay Rs. 5,538 every month.
In which we are talking, our interest will be added and it will come Rs. 538.
Rs. 538 interest will also be charged every month.
Click on confirm and proceed.
After this, you will see that you have to complete about 4 steps to take this loan.
In which, first basic information, second here you will have to complete KYC.
Third, you will have to set up EMI.
Fourth, you will have to sign the agreement here.
To do all this, you have to click on let's go.
After this, you will see that you have to fill up some additional details here.
In which, first of all you have to select the marital status.
After this, you will enter the name of the father.
After this, you have to enter the name of the mother.
After this, it is clearly asked that the house where you live, is it yours or you live on rent.
So, you will choose it according to yourself.
After this, it is asked the purpose of the loan.
Means, what purpose are you taking the loan for?
Here, you will get to see many options.
In this, you can select anyone.
If you don't understand, you can also select other.
If you select anyone, but your personal loan will remain.
By selecting anything from here, there is no meaning of the loan being approved or rejected.
After this, you will come down.
You have to select your category.
You are general, OBC, ST.
After this, you will get the option of language.
If you need money or if you have any kind of call, then in which language you want to talk.
Hindi, English, Marathi, whatever you like.
For now, we have selected Hindi here.
After this, you will see that you have to enter the name of your business here.
As you must have seen in the starting, we had selected self-employment here.
So, we have to enter the name of the business here.
The name of the business means that if you have a company, a workshop, a shop, a shop,
we will enter its name here.
And whatever is the registered address here, it will fill up its registered address completely.
And whatever is the PIN code of that address, you will enter that PIN code here.
If you had selected a salary here, then you would have to fill up the same thing.
Where you are working in the company, you have to fill up the address of your company.
Similarly, if you are doing your business, whatever shop you have, then it is yours or on rent.
Here you will select it.
After this, the annual sale is asked.
That is, how much you would have sold in a year through your business.
So, you will get a complete option here.
You will select from zero to two lakh rupees.
After this, whatever business you are doing, whatever work you are doing, it is in your
partnership or you are its proprietor.
So, whatever will happen in this way, you will select it here.
Here you will see that you will also get the option of free license.
You will also get the option of unregistered.
This means that you have opened your shop, you do some work at home, it is not registered.
So, you can also select it here.
After this, it is asked that how old is your business?
That is, how long have you been doing this business?
You will enter it here with a sample.
After this, it is asked that do you have a GST number?
If there is, then you will click on yes.
And after this, it is asked that do you have a Udham certificate?
If there is, then you will click on yes.
Otherwise, you can click no on both.
For the time being, we don't have it, so we will simply click on no, no and click on continue.
After this, you have to complete your KYC.
To complete KYC, you can do Aadhar card through DigiLocker.
We clicked on the sample here on DigiLocker.
After coming here, you have to enter your Aadhar card number.
Whatever capture is shown, we will fill up that capture.
Whatever link mobile number will be with Aadhar card, there is an OTP on it.
By entering that OTP, we will click on submit sample here.
After this, you will see that you have to upload a selfie here.
After taking a selfie, you have to click on the submit document.
After this, you have to give such a bank account number that the account number is active.
For the time being, to enter the bank details, you have to select the bank sample here.
Enter the account number, enter the account number again.
After this, you have to enter the FSC code here.
You will get the FSC code passbook.
After this, you have to click on verify now.
Finally, you will see that you will get to see the details of our loan here.
In which you will see that we will be given a loan of Rs 30,000 here.
In which we will have to pay Rs 3,808 monthly.
Let's talk about the time, we have selected the time here for 9 months.
Let's talk about the processing fees, we will pay them Rs 2,301 processing fees.
And if we talk about how much money will come in our bank account, then you will be able to see here.
Rs 27,282 will come in our bank account out of Rs 30,000.
For the time being, we have seen everything, we have to click on confirm here.
After this, you will see that you have to do one more thing here, auto debit.
Auto debit means that whatever loan you are taking, it will be transferred to your account.
For this, you have to complete the e-mandate here.
There are two types of options to complete auto debit.
One is Netbank, although everyone does not have a Netbank.
But the other option is ATM debit card, this option will come in handy for everyone.
You will select a sample here on the debit card, you will select on the ATM card.
After this, you will see that you will get to see all the details here.
As you can see here, the amount of the loan is Rs 30,000.
You will be able to see all this here, whatever your personal details will be, I have hidden it here.
Come down, you will get the option of select verification method.
We will click on the debit card sample here.
After this, we will come here, after coming here, we will put the complete detail of our debit card and fill it in the OTP.
So your e-mandate will be successfully submitted here.
After this, your loan agreement comes here.
You will get to see the agreement in which you will get to see all the information.
How much loan are you taking, if you do not pay on time, what will happen?
You will see all this information, come down, click on the sign agreement, you will get the OTP.
So your agreement will also be signed here.
Finally, you will come to the homepage of this application, where you will get to see the option that your application is in the process.
And within the next two business days, your money will come to your bank account.
Although it will not take two days, if everything is correct, then in the next one to two hours, your money will come to your account.
So friends, in this video, I told you how you can apply for a loan through the MoneyView application.
But one thing was cleared in the starting, and now I would like to clear it again.
It is not necessary that everyone gets a loan.
But the important thing is that if you take a loan from anywhere, then take a loan from a genuine application and a trusted application.
So that there is no fraud with you.
Along with this, I would like to tell you one more personal thing, if you are going to take a loan, then first try to get it from a bank, then it is a good thing.
The bank with which you have an account, if you do not get it from any bank, then go to such an application.
And if the work can be done without taking a loan, then first try that too.
Because here you have to pay a lot of interest, if you go to a personal loan.
Like this video for now, subscribe to the channel and please comment, did you get a loan here or not?
If not, then it is possible that your CBL is less, then how much CBL is there, also tell me in the comments.
So that on the basis of that CBL, I can share information about any other application with you.
Like this video for now, subscribe to the channel, see you in the next video, till then, Jai Hind, Jai Bharat.