Google Pay Se Loan Kaise Le 2024 - How To Apply Personal Loan In Google Pay - Loan App Fast Approval

Well friends, in today's video we are going to see how you can use your Aadhaar or PAN card to apply for a personal loan from an application like Google Pay. Now see, this application provides you a loan offer along with other applications. But you know, there are many people on YouTube who say that in Google Pay, you can apply for a loan through their promotional application. Which is absolutely wrong. I am going to tell you exactly how you can apply for a personal loan through Google Pay. And one more thing, Google Pay doesn't offer a loan to everyone. If you are using Google Pay on a continuous basis, then you will get a loan approval from here. Otherwise, you can go empty handed from here. But in that case, I will suggest you another application which will give you 110% loan approval. That too only on your Aadhaar or PAN card. So let's start the program. So friends, first of all, I will tell you the process which is being told to you on YouTube. And you don't have to follow that process at all. Here you can see, after opening the Google Pay application. If you come to the bottom, you can see that you have to come to the business section. Do you know what people do here? They will say that there is an application called Instamoney. You can apply for a loan through this. Whereas, Instamoney comes under the category of business. That is, Google Pay has a tie-up with Instamoney. And whenever you apply for a loan through Instamoney. Now see, whether you get a loan or not, that's a different thing. But even if you get a loan, that loan is going to be very expensive for you. Because there is no social service on Google Pay. After that, you can see here in the bottom. Here you can see Preferred Loan, Money View Loan, Cashy, Five Loan, Pay Me Loan. You will get to see a lot of loan options. And all of these are their sponsored links. Now let's assume that if I had to apply for a loan through Money View. Then why wouldn't I go directly and apply for a loan through Money View? The mediator working here on Google Pay. I mean, it will be clear to me. And I can go directly and apply for a loan through Money View. That too without any commission. And let's assume that if I go directly and apply for a loan through Money View. And my loan is rejected there. So my loan is going to be rejected here too. Don't assume that if you are going through Google Pay. Then your loan will be approved. If your loan is rejected on a normal basis. Then your loan is going to be rejected here too. So don't follow this process at all. Now let's look at the second process. If you come down here. So here a lot of people will say. You can avail personal loan facility by checking your civil. So I believe that if you check your civil score here once. Then after that you will keep getting loan offers. Because until Google Pay doesn't know your civil score. Then how will it provide you a loan offer. Now here you can see. In this case, if I click here. Now it is being said. Check your civil score now. Here I have to put my first name and last name. According to my PAN card. After that I will be asked to verify my PAN card. After verifying my PAN card. Now it is not that I will be given a loan offer instantly. After a month or two. When Google Pay will say that you should be given a loan. Then you will be provided a loan offer. So this is also a good case. But it is too slow. Now here you can see as an example. When I checked my civil score here. After that I got a loan option. And if I want I can apply for a loan from here. This account is my primary account. Which I have been using for many years. That's why I have been given a loan offer here. And this loan is being given to me directly. Through the application with Google Pay. Here you can see. If I want I can apply for an instant loan of 8 lakhs. The loan amount is going to be from 10,000 to 8 lakhs. The loan period is from 6 months to 4 years. Which is my EMI. It starts from just 1000 rupees. And my interest rate also starts from 14%. Now see this option. There are many people who don't get this option. They will not be shown any option. And if I proceed with this loan. Here you can see. I have to put my details. After that I have to verify my PIN. After that I have to put my PAN card name. Here finally I have to select my employment. Salary person, self-employed person. If you get a loan approval. Then you will get this option. If you don't get a loan approval. Then I will tell you. In that case you can apply for a loan through this application. So friends here you can see. The application I am going to tell you. Through that you get cash loan and level up loan. There are two types of loan options. And everyone can apply for a loan through this application. Not everyone offers a loan on Google. And even if he offers a loan. He will do it to such a person. Whose civil score is very strong. And whose civil score is very strong. Why will he apply for a loan through Google. He can directly take a loan from any bank. So now we come back to our topic. Here you can see the application I am talking about. Its name is TrueBalance. And I have also applied for a loan here many times. And every time I get a loan approval. Here you can see. Cash loan I can get from Rs. 5000 to Rs. 1,25,000. Tenure is from 3 months to 12 months. Level up loan is only given to me on the basis of my PAN card. And my cash loan. It is given on the basis of my PAN card plus Aadhar card. This can give me a maximum of Rs. 15,000. Now it is up to you. Which loan do you want to apply for. I always suggest. You should not take a cash loan here. Because the interest rate of the level up loan is a little high. That's why I am going to apply for a cash loan here. Here you can see. You have to allow all these permissions. All the term and condition you see here. You have to click on the Agree and Continue option. Now friends here you can see. This will be a little processing. After that you will also have a page to select a loan. Now whatever amount you need. Here you can see. I can apply for a minimum of Rs. 5,000 and a maximum of Rs. 1,25,000. My monthly EMI here. It will be Rs. 24,314. If I am applying for a loan of Rs. 1,00,000. And my interest rate here. 2.4% is being applied. If I do it less or more. Then you can see. I will not have any effect on the interest rate. I will show you a loan of Rs. 35,000 here. Here you can see everything. Now I will next it. This will be a little processing. Now I have to tell you the purpose of the loan here. So whatever purpose you want to apply for a loan. Select it. I select my business here. Then I am asked about my marital status. Then you have to tell your education level. Whatever you have done 10th or 12th. Tell you. I select Bachelor here. After that you live in your house. Or you live in a rented house. Or you live in a house run by your parents. Or you live in a relative. Then I put self-owned here. Then this job type is asked. You have four options. But you have to pay attention to one thing here. You do not have to select any of the housewife. Otherwise your 110% loan is going to be rejected. I select salary person here. If you want, you can also put self-employed. Then he is asking what is your employment type. You are a regular employee. Contractual or freelancer etc. Then I select regular here. Then he is asking how many years have you been working. So we have been working for 1 to 2 years. You have to tell the name of your company here. So I put the name of my company here. After putting the name of the company. I just have to click on next. Then he is asking in which field does your company work. So banking and finance. Now he is asking for a job here. So whatever position you work in your company. You have to put the position here. Then he is asking how much is your monthly income. Now here you have to make sure. Minimum to minimum. You have to put the income of 10,000 here. You can put above that. But if you put less than 10,000. Then this application will think for itself. It needs 35,000 and its own income is 10,000. So how will it get full. So we have selected 10,000 here. Now I just click on next. Now he is asking me. When do you receive your income. So I put 7 here. After that in which mode do you receive your income. So here you can see bank account, bank check and cash. You get 3 options. I select bank account here. After that the language is being asked. So I select English here. After that he is asking. Have you ever experienced a loan. So I select yes here. After that you can see. I am being given the option to verify my email id. So I quickly verify my email id. Here you can see. Whatever email id will be there in my phone. I simply select one of them. After that as soon as your email id is verified. Now here you have to click on evaluate my loan. After that all the loans you have taken. It will come in front of you. Now here you can see. I am being given a loan of Rs. 35000. And you can see my Yemi etc. You have to add your bank account etc. After that your loan amount. It will be approved successfully. And within 1-2 hours it will be transferred to your account. So friends this was the complete process of applying for a loan. I have also told you about Google Pay. If you get it in Google Pay. Then you can apply for a loan by adding your personal details. If you are not able to get it through Google Pay. Then you can apply for a personal loan through Proovalance. I will provide you its direct link in the description box. If you have any problem in taking a loan. Then you can tell me in the comment box. I will see you in my next video. Till then Jai Hind Jai Bharat.