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So hello friends, first of all look at the live view on the screen, we are being offered a loan of Rs. 25,000 here. Here friends, you will see that we will get this loan in our bank account within 3 to 4 minutes for a total of 3 months. And friends, we are also getting a loan of Rs. 2,00,000 here. Now I will tell you how we will get this loan of Rs. 2,00,000. But in today's video, we are going to show you how you can get a loan of Rs. 25,000 here. And friends, we are also getting a loan of Rs. 2,00,000. If you also want to take a loan while sitting at home, then watch the video till the end. If you also want to get a loan of Rs. 25,000 or Rs. 2,00,000 from this loan application, and your loan is not rejected, then watch the video till the end. In today's video, I will tell you the detailed process of this loan application, how you have to apply for a loan here, what things you have to keep in mind that you get a loan here 100%, and your loan is not rejected. So if you also want to get a loan through Aadhaar card and PAN card, then watch the video till the end. If you don't have any civil score or income proof, then how can you get a loan while sitting at home? I will give you all this information. And along with that, if you want a loan here and you don't have any document, you will still get a loan here. So let's start the video without any delay. Here I would like to talk about the benefits. Here you get a loan without any collateral. Yes friends, if you take a loan here, then you can take a loan without any collateral. Here you get a quick disbursal of the loan. That is, when you apply, you will find out in 2 to 5 minutes that you are going to get a loan here or you will not get a loan. After that, friends, you are given a loan at an attractive rate of interest. Now attractive is personal loan, see how much interest will be applied in the future. Here the application process is very easy. Here you get a loan under hassle-free repayment. Yes friends, you get a loan under hassle-free repayment. That is, if you want to repay the loan here, you can do it very easily. Here if I talk about personal loan, it can range from 500 to 5 lakhs. You can take a loan of 5 lakhs here and a loan of 500. Now it is not that every person can take a loan of 5 lakhs here. If a person's civil score is not good, then it is logical that you will not get a loan here. Your loan will be rejected. But friends, if there is a person whose civil score is very good, his salary is very good, and he does a job, he has a salary, then he can get a loan of 5 lakhs. Although the rate of interest will be applied more. And if there is such a person, friends, maybe your civil score is not good, civil score is not good, you have never taken a loan before, then he can also take a loan of 500 rupees. And a loan of 500 rupees, nowadays it has become like this, you have to recharge something somewhere, or money will be rejected like this. So you will take a loan of 500, take a loan of 500. Now the thing is that the entire 500 will not come in the bank account. Approximately 450-400 will come in the bank account. After this, friends, you will be charged an interest here. Means if you take a loan of 500 here, then you have to pay an extra 100 rupees, and you get a loan. Means you have not come in an emergency. Means someone has been recharged, or you have to buy a book, then you can do this there. And if I talk about the rate of interest, the rate of interest here starts from 1.5% per month. Here the tenure rate you are charged is for 3 to 4 months. And the document required, here you are charged for the document of PAN card and Aadhar card. Now friends, in some cases, the document here, you may also need a bank statement. When will it be charged? As I told you in the beginning, that we are being given a loan of 25,000 rupees, and we are also getting a loan of 2 lakhs. Now if you want a loan of 2 lakhs, then we can charge for the bank statement. It is not written here yet, friends, but the bank statement is charged there. And if I talk about the processing fees, the processing fee here is between 2 to 10%. If I talk about the eligibility criteria, here the eligibility criteria are mainly for two types of people. One is for a salaried employee, the other is for a self-employed person. A salaried employee is someone who is earning money by doing a job, is taking a salary, is working in a factory. Or a self-employed person is doing his own work. In self-employed, friends, someone from the cart can come, someone from the shop can come, a businessman can come. All this is covered in this. Now if I talk about the criteria, the criteria are mainly divided into two types. If I talk about the age, the salaried employee has a little advantage here. If someone is 21 years old, he can take a loan here. However, in self-employed, your age should be 22 years old. And the maximum age of a salaried employee is 58 years, which is more than 3 years as compared to self-employed, where you can get a loan for 55 years, up to 55 years. And if I talk about income, the biggest thing about income is that if someone is a salaried person, I will clear it. If someone is a salaried employee, his salary here should be Rs. 15,000. And if I talk about self-employed, his income should be Rs. 25,000. So you can see that this company, about which I am telling you, favours salaried employees in giving loans. Although the minimum loan amount and the maximum loan amount are the same. Rs. 500, Rs. 500 and Rs. 5 lakhs and Rs. 5 lakhs. So this was the basic information of the application. Now let's go straight to the application's apply process. Before going to the apply process, friends, if you have not subscribed to Tech Guru 9 yet, then please subscribe to the channel and set the bell notification on all. You will see that on our YouTube channel, you will get to see a lot of videos related to loans, where you are not only given information about loans, but how to apply for all these loans, it is told about that. Like friends, now you will see on our channel, videos related to Diwali offers are going on. Because Diwali is coming, every loan company like Paytm, Mobi quick, Bharat pay, Navi loan, are giving loans on Diwali offers. So friends, you subscribe to our channel now and set the bell notification on all. Because by Diwali, there will be a lot of videos on our channel related to Diwali offers. Because on the Diwali offer, you can get a loan at a low interest rate. And you can get a loan at a low civil score for a long time. So friends, you can visit our channel now. Subscribe to the channel and set the bell notification on all. First of all, you have to give permission to your application. You have to click on I Agree. Then you have to enter your mobile number. After entering your mobile number, you have to click on Get OTP. Then you will get an OTP on your mobile number. After entering that OTP, you will click on Continue. After this, you have to set an MPIN with your key and account. What is MPIN? When you open the application, you will enter the application through this PIN. You have to enter that PIN here. Then you will click on Confirm MPIN. After that, you will click on Continue. After this, you will be assigned a credit limit. In this, you have to give your first name, last name and PAN card number. Now, when you will give your first name and last name according to the PAN card, you have to fill your date of birth, gender, male or female. Then you have to click on Assign Credit. After clicking on Assign Credit, you will see an interface like this. Here you will see that a loan of up to Rs 25,000 is being given to us. Here for 3 months, 3 to 4 minutes of processing time. And here we are also getting a loan of Rs 2,00,000. Now, friends, what are the differences in this? We will get the instant loan immediately. And in this instant loan, there is a processing time of 3 to 4 minutes. And if you want to get a loan of up to Rs 2,00,000, the amount is too much. Here you will get a loan for 24 hours. Not for 24 hours, you will get a loan for 24 hours. Now, the major difference between the two is that you get a loan without any hard check, without any bank statement, without any income proof. No document is required. But in this, friends, you have to read the document. Here you have to read your PAN card, etc. PAN card is required, but you have to read the statement of the bank, income proof, etc. Because the company also wants that the NBFC from which you are taking the loan, they will say that you are taking a loan of Rs 2,00,000. Just see a little that does the person work or not? What will you do if the loan is defaulted? In this way, here you have to read the income proof or bank statement. So for this, when you click on Apply Now, you will have to complete all the processes here. Today I am going to show you a loan of Rs 25,000. Just click on Get Now. Then you have to give the information of PAN card. Then you have to give the information of Aadhaar card. After filling both these numbers, an OTP will come on our Aadhaar card. We have to fill that OTP. And we will be verified here. After this, you have to give a selfie. After giving the selfie, there is an available limit of 25. We have to click on the Apply Now button. Now you have to add the bank account. The bank account in which you want to take a loan, like the account number, then put the account number, put the IFSC code, and click on the Continue option below. After this, friends, we are given here that you can take a loan from Rs 1,000 to Rs 25,000. Here you will get the repayment schedule. You can take as many loans as you want. You can take a loan of Rs 1,000 if you want. You can also take a loan of Rs 25,000 if you want. After selecting the amount, we have to click on the Key Fact Statement and click on Continue. After this, friends, you will see that our loan agreement has been signed. We have to apply the E-Mandate. Click on Continue. Then you will see Net Banking and Debit Card. You can see these two options. You must have also known the name of the application. PayMeIndia Loan Application. Then we will code the debit card. You have to fill in the full details, like the card number, expiry date, CVV. Click on Continue. You will get the loan in your bank account. So this application is as easy as applying a loan. The name of the application is PayMeIndia Loan Application. You can download it from Google Play Store. Link is in the description. That's all for today. I will see you in the next video. Till then, Jai Hind. Vande Mataram.