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In this video, I want to look at several credit cards that have just come out with new welcome
bonuses. We have a way to get a non-public hire bonus on the Amex Delta Gold card. We have built
rent day benefits revealed, and there is a 150,000 bonus point offer on the Amex Business Gold,
which is certainly the highest that I have ever seen. Hey, credit warriors, welcome to my show.
My name is Ben Hedges, aka The Credit Shufoo, and on this channel, I talk about credit cards,
personal finance, and luxury travel. If you like the sound of that, please subscribe,
but let's get into it. And this video is brought to you by Max Rewards, but more on that later.
So first up, we have a mini refresh of the United Airlines credit cards from Chase. Each card has
new card art, which is pretty cool, and there are new limited time bonus offers on all four of the
personal cards. Each of these bonuses is 10,000 United miles more than the bonus was available
on the card previously. So let's go into it in ascending order. The United Gateway card,
which is their basic card with no annual fee, has a 30,000 mile bonus for spending $1,000 in your
first three months. On the United Explorer card, which is their popular mid-tier card, or what I
like to call a tier three card, we have a bonus of 60,000 miles for spending $3,000 in your first
three months. That card has a $95 annual fee, although it is waived for the first year. Then
moving up to the United Quest card, this is one of those what I like to call tier 3.5 cards that
have a higher annual fee than 95, but they're not up to the 450 plus range of tier 4. This one has
a fee of $250, but there is a credit of $125 for United flights that potentially cuts the fee in
half if you use it. On the Quest card, you can get 70,000 United miles for spending $4,000 in three
months, and in addition to that, they will give you 500 Premier qualifying points. Then on the
higher level tier 4 United Club Infinite card, they are offering 90,000 miles for spending $5,000
in three months. Even with United's devaluation last year, 90,000 still gets you a one-way Polaris
business class flight to Europe like the one I took last June. Now Chase is saying limited time
offers for all of these. We don't have an exact end date for you though, so if you're interested,
I would suggest applying sooner rather than later. I'll put links to all four of those cards in the
more. All right, now let's look at an interesting way to get a higher bonus on the Delta Amex Gold
card. Now the Delta Airlines Amex cards do currently have limited time bonus offers ending
on July 17th, but if you want an alternative bonus on the Delta Gold, there is an interesting way to
get what some might say is a slightly better bonus than is publicly available, and that is through a
dummy booking. So if you create any booking on Delta's website, like I just did with this JFK
to LAX booking, you then get this pop-up offering you the Delta Gold card with a $400 statement
credit after you make one purchase and 40,000 miles after you spend $3,000 in six months.
Actually, some people have reported that they saw it with $400 credit and 50,000 miles,
but this is the one I got. So it's a great way to get a $400 discount on a Delta flight that
you want to book since for the statement credit part, you only have to make a single purchase
and then you get a load of miles too after you do the spending. Contrast that with the current
public offer of 65,000 miles. If we use a point sky valuation of 1.15 cents per mile for the Delta
miles, it comes out at $747, 747. It's aviation themed even down to the value of the bonus.
Then if we use the same valuation on the dummy booking offer, that's going to be 460 for the
40,000 miles and another 400 for the statement credit, obviously. So that's a total of $860 in
value. So it is a better deal unless you're really good at getting value out of your Delta miles,
booking, you know, Delta one or whatever, if you're a whiz kid at that. But for most people,
especially people who want to take economy flights, it's definitely a better deal. And
especially if you want to make a cash booking right now on Delta, since you get that $400
back after your first purchase. Okay. In a moment, I will tell you about the built transfer bonus
and the 150,000 points welcome offer on the Amex business gold. But first, like me, if you have
loads of credit cards that you need to keep track of and want data from all your cards displayed in
one place, you got to check out the sponsor of today's video, Max Rewards. It's a convenient
smartphone app that will display transactions, balances and points and rewards balances from
all of your cards in one convenient dashboard. The app also has handy things like card value
trackers. So you can see how much value you are getting from the points and credits versus the
annual fee and also welcome bonus tracker. So you can track your spending and not miss out on those
valuable bonus points. And of course, it will tell you which card to use in which category to earn
the maximum rewards, Max Rewards. You get it. In addition, if you get the pro version of Max
Rewards, Max Rewards gold, it'll activate all of your Amex offers for you. So you never miss a
deal. You may even come home to an email saying you use an Amex offer without knowing, and it
saves some money. That has happened to me several times. And when you have all your offers activated,
you will actually potentially get new offers that you never knew existed appearing in your account.
And Max Rewards will activate them too. You can get a seven day free trial of Max Rewards gold and
then a three month discount on the annual membership if you continue after the trial
with my code Hedges24. Just click the link below, enter my code when you sign up. You can also just
download it and check out the free features. All right. So Bilt, the very popular credit card
that lets you earn points on paying rent, is offering a transfer bonus on their so-called
rent day, which is the first of every month. So for July, they will be offering a transfer bonus
of up to 100% when you transfer Bilt points to Alaska Airlines. These transfer bonuses are what
Richard Debs raved about when I interviewed him on my channel a while back. And it's how he was
getting insane multipliers on his spending. For example, if you earned six Bilt points per dollar
on dining on rent day, which you do, plus say another 3x for dining at a restaurant that's
in their dining program, that would be nine points per dollar. Then you go and transfer that to an
airline on the next rent day that has 100% bonus. That's going to be equivalent of 18 airline miles
per dollar spent. Now let's have a look at how this actually works, because we did say
up to 100% bonus. So for Blue members, which is anyone who joins the program, it's 25%.
Then for Silver, it's 50%. Gold gets 75%, and Platinum is 100%. To be honest, though, even for a
Blue member, a bonus of 25% matches most bonuses from other credit card points currencies. The
transfer bonus is, however, limited to 50,000 points. So let's say you're a Platinum member
and you transfer 60,000 points, you'll end up with 110,000 Alaska miles since you get 50,000
doubled, okay, 100% bonus on 50,000. And then there's an additional 10,000 that doesn't get
the promotion applied. In addition to the transfer bonus, though, there is also a status match element
to this too. So if you are built Platinum, you'll be able to get Alaska MVP gold status by transferring
10,000 built points to Alaska Airlines between June 25th and July 1st. If you're a built Gold
member, you will be able to get Alaska MVP status by doing the same thing. Now, normally, it would
take you earning 20,000 Alaska miles by flying to get MVP and 40,000 to get gold. So for MVP,
you only have to transfer half the number of points 10,000. And for gold, it's 25% of the
usual number. So it's a pretty sweet deal. Like we said, the status match is running from now until
July 1. And then the transfer bonus is on July 1. Okay, just for that one day. And as usual,
all of the point earning on rent day is doubled. Okay, that's what you get every time. Just remember
you have to use your card five times per month to earn points. If you're interested in the built card,
there will be a link to it below in the description. All right, let's now move on to
the hundred and 50,000 point bonus on the Amex business gold card. So the public offer on this
card is currently 70,000. But various blog sites are reporting a targeted hundred and 50,000 point
bonus of spending $10,000 in three months. Now there was an actual direct link to the targeted
offer on doctor of credit, I clicked through and I did indeed see a 150,000 points offer. Now I'm
not sure if I personally would actually get this offer if I applied since I have had the business
gold card before. So in theory, I'm not eligible for the offer again in this lifetime, I might get
the dreaded Amex pop up. But at least I know how to get the hundred and 50,000 to show up. I'll put
the link to the doctor of credit article below where you can find that direct link and give it
a try. You may also be able to try the usual incognito mode or download a new browser you've
ever used before and go directly to Amex site and maybe it'll show up for you. All right, guys,
that is where I'm going to leave the video for today. Links to all of the cards and everything
we've talked about will be in the description section below. Using our links, of course,
it does help us out. So we thank you very much if you do. And don't forget to get a free trial
and then a discount of three months on your annual plan of max rewards. The sponsor of today's video
with my link below as well. And also, if you do want to just try it out without any commitment,
you can just download it there and check out all of the free features on it as well.
Please subscribe if you knew. We'll see you next time. Bye bye.