【謝田時間】1.數字人民幣在香港通行？ 貨幣雙軌制？ 港元被邊緣化？ 或人民幣取代港幣？ 2.數字人民幣在香港 大陸資金有機會外逃麼？ 3.中共加強對人民幣使用會降低美元重要性？

Hello, Professor Xie. Hello, Xueling. Hello, everyone. Recently, there has been a report that the Hong Kong Monetary Authority and the People's Bank of China have announced the expansion of the number of RMB used in Hong Kong. The report said that in the future, the price of RMB will increase and the price of bonds and bonds will increase. At that time, the Hong Kong dollar will be further marginalized. What do you think of this statement? Yes, I think this is for the people of Hong Kong. They may think that there are more tools and new tools that can be used to transfer money, pay, and use RMB as digital currency. But in fact, it is really harmful to them. First, the role of the Hong Kong dollar will be further marginalized and replaced. Second, the CCP's control of the Chinese people, surveillance and control through mobile phones to monitor these people. Not only the behavior, behavior, shopping, consumption habits, and finance. It should now be extended to the people of Hong Kong. So the people of Hong Kong, I think, should be wise. These people will not be tempted and will not use it. Instead, they should be wary of the CCP's use of mobile phones, digital currency, and other things to monitor the people. We know that the CCP's penetration, monitoring, and control of Hong Kong has reached a very serious level. The freedom and power of Hong Kong people are being lost. So now the CCP government has handed the money to the Hong Kong people's wallets. The Hong Kong people should be more alert. In addition, I read a report that the expansion of the use of digital RMB is a breakthrough for Hong Kong's further implementation of the currency double-track system. Now there is basically a double-track system. If the RMB is gradually expanded, In the end, the RMB may replace Hong Kong dollars. Replacing Hong Kong dollars is not a good thing for the people of Hong Kong. Hong Kong dollars is an international currency that can be exchanged freely. Hong Kong people have a very good condition. Hong Kong people can freely travel around the world with their own money. Now it looks like a double-track system. But in fact, when the weight of the RMB is gradually shifted to the people's currency, The scope of its acceptance will be further restricted. In the end, the RMB will be further marginalized. It may be replaced by the RMB. So this is not a good thing. But you just mentioned that Hong Kong dollars is a currency that can be freely exchanged. But the RMB is not a good thing. Do people still like to choose this kind of currency that can be freely exchanged? Of course. For example, if you live in mainland China, you may not feel it. If you are an international traveler, or an international business person, or a person who travels abroad, you will find that the RMB cannot be used overseas. But if you have Hong Kong dollars, you can exchange it anywhere for US dollars or euros. Hong Kong dollars is still an international currency that can be freely exchanged. The RMB is completely different. This is indisputable. In other words, the use of RMB in Hong Kong is not necessarily feasible, right? Yes. Of course, some people will use it. Some people who go to Hong Kong or do business with mainland China will come to Hong Kong and mainland China. Many people may find it convenient. But for real Hong Kong people, it is useless. And they have to remember that if the use of RMB is getting bigger and bigger, and the use of Hong Kong dollars is getting smaller and smaller, and in the end Hong Kong dollars is replaced, they will lose their very own currency, a free currency, and will have to accept a RMB that cannot be freely exchanged. This will actually affect their wealth. Their free rights and wealth will be affected. I also saw someone say that if this is the case, the use of digital RMB in Hong Kong will also give some corrupt officials in the CCP or people who want to escape from China the opportunity to turn RMB into Hong Kong dollars in Hong Kong and get rid of the CCP's restrictions. This is a delusional dream. This is impossible. First of all, we need to know what digital RMB is. Digital RMB or digital currency is the sovereign digital currency of the central bank. It is controlled by the central bank. It is controlled by the People's Bank of China. So every transaction, every transaction of money, everything is controlled by the CCP. Originally, it was based on the blockchain and the digital currency. But the original Bitcoin, the digital currency based on the blockchain technology, the virtual currency, its original purpose was to get rid of the government's control and prevent the government from monitoring. But this currency, which was supposed to escape the government's monitoring and be freely exchanged, is now being used by the central banks of some countries to use their encryption tools. But in fact, the government's control and monitoring are more strict. In the past, whether it was paper money or electronic currency, once the money went out, the authorities and the government didn't know where you spent it, didn't know who you gave it to, didn't know where you went to spend it. And now with digital currency, every move, every cent of the flow is under the cover of the government. Of course, the CCP will find a way to make its payment system more and more simplified. Then use mobile payment to connect with the current mobile payment system in China. But don't forget, for those who use it, your privacy, your secrets, your financial secrets are all under the control of the Chinese government. That is to say, if you want to use this to make money escape, this is not going to work. It's just that you put yourself under the surveillance of the CCP, how can you make money escape? You can't escape. Is it because of this reason? I read this report, it seems that the CCP also restricts the amount of digital RMB that is listed every day, every year. This is not the case. I think this is the CCP. Now maybe at 4 o'clock, it is afraid that if a large area of funds is sold, even if it is RMB funds, it is unacceptable to it. So now it should be during 4 o'clock, in order to make this thing controllable, it can manage, it can control, so now it will make this kind of restriction. In addition, I saw another report, which said that the U.S. Federal Reserve recently held a seminar, which said that the constant geopolitical tensions and sanctions against Russia are strengthened by the CCP's efforts to use RMB. In this case, the international role of RMB may reduce the importance of the US dollar. What do you think? There are some reductions. First of all, for example, the RMB, and the gold-plated countries, we know that China, Russia, and other countries are also trying to launch gold-plated currencies. For example, in China and Russia, a lot of trade unions with China, Iran, North Korea, a lot of these trade unions have started not to use the US dollar, but to directly use the RMB, or other currencies, or gold-plated countries to launch their own things to trade. This will indeed reduce the importance of the US dollar. But the importance of the US dollar or the status of the US dollar cannot be replaced by the RMB. In fact, the European Union used to be the most likely to fight against the US dollar, but now it seems that the European economy is in a mess. The European Union is also impossible. So now, there is no currency or any economic group, national group, such a currency that can replace the US dollar. After all, the US dollar and the developed economies plus Japan, their economic volume is still the dominant position. And these, whether it's Japan or the EU, they will fully support the US dollar. So the RMB may reduce some of the strengths used in China and neighboring countries for trade, but it will not really threaten the US dollar.