La Agencia Federal para el Manejo de Emergencias y su Programa del Seguro Nacional de Inundación (NFIP) han sido testigos de las afectaciones por inundaciones en más del 99% de los condados en los Estados Unidos en áreas que no se consideran de alto riesgo de inundación. La desafortunada realidad es que el clima extremo se está volviendo más común debido al cambio climático y la realidad es que en donde sea que llueva se puede presentar una inundación. Las inundaciones pueden ocurrirle a todo el mundo, en cualquier lugar. Esta serie de videos presenta situaciones diversas para demostrar el riesgo de inundación, seguros y preparación a fin de contactar dueños de pólizas y aquellas personas que no cuentan con una a lo largo de Estados Unidos, así como informar a los propietarios de viviendas acerca de cómo proteger sus bienes y a ellos mismos de perjuicios financieros. Visite Floodsmart.gov/es para aprender más.
Within 10 minutes, it starts coming, and it's rushing, and I'm rushing to gather things
to get out.
My name is Bobbette Patton, and I live in University City, Missouri.
So my name is Todd Floyd, I live here on Camino Island.
My name is Darrell R. Williams, and I am the pastor of St. Stephen.
It was raining so hard, it couldn't go down the drain.
The system was overworked, and because of that, it made it back up and flood in people's
homes.
And I found out via a text from my neighbor.
She said, well, your propane tank is in the driveway, and it's spinning around spewing
gas.
And I had this queasy feeling in my stomach that, okay, we probably got a problem at the
church.
In the floodplain management world, we have a saying, and that is, where it can rain,
it can flood.
A property doesn't need to be near a high-risk flood zone to be impacted, and more than 40
percent of claims come from areas outside of high-risk flood zones.
If the water has no place to go, it's probably going to go to the nearest building.
These windows were all broken.
It was gone in 30 minutes, but the damage was done.
There's just water all over the place.
It's just a complete and total mess.
Where would St. Stephen be if there was no insurance at all?
We'd be in bad shape.
Without the flood insurance, it would have been years of time, as well as a very large
financial outlay that we would have had to come up with.
People can recover faster.
People can get back to their lives faster if they have a flood insurance policy.
But everybody doesn't have flood insurance.
But there's still small things you can do, taking a survey, make sure that your sub-pump
is working.
Diverting water away from their homes, no longer having their downspouts connected to
the main drain.
Fortifying the bulkheads.
Window wells are covered if you have window wells.
It's moving heavy articles away from the windows.
There are more hurricanes, more tornadoes.
These winter storms in our area, they're getting more intense.
They're getting longer in duration.
You've got to remember home ownership is one of your most important investments.
And you've got years and years of things that you built that could be taken away from you
in one bad rain.
I firmly believe that people should consider being prepared.
We have continued to maintain our insurance.
It will protect you, your family, protect what you've built.