漲破天花板 ２３年來最高房貸利率！｜利率沖天 買家望天興嘆｜百萬房價 越來越多｜連入門房產都難買【美國地產熱點】8/24/2023

如此高昂的利率，加上跌不下來的昂貴房價，2023年8月已經成為本世紀，到目前為止，住房負擔能力最差的月份！本集內容，我就要和大家來談談現在美國買房到底有多難！

00:00 現在美國買房到底有多難？
00:32 23年以來最高利率
02:52 貸款申請量 降！降！降！
03:41 房價持續處在歷史高位
04:52 美國百萬房價 越來越多
06:56 西海岸百萬房價減少
08:20 百萬房價最少的地區
09:20 入門房產 持有成本漲三倍
11:20 專家說利率會下降

資料來源：
https://www.nar.realtor/newsroom/existing-home-sales-slipped-2-2-in-july
https://fortune.com/2023/08/22/housing-market-affordability-is-worse-now-than-during-the-housing-bubble-homes-prices/
https://www.redfin.com/us-housing-market
https://www.realtor.com/news/trends/worried-about-a-recession-a-soft-landing-could-actually-be-very-bad-for-the-housing-market/
https://www.realtor.com/news/trends/the-monthly-payment-for-an-average-home-doubled-during-the-pandemic/
https://www.redfin.com/news/september-fed-rate-hike-is-hard-to-imagine-after-another-month-of-good-inflation-news/
https://www.redfin.com/news/million-dollar-homes-share-rises/
https://www.mortgagenewsdaily.com/mortgage-rates/mnd
https://www.mba.org/news-and-research/newsroom/news/2023/08/23/mortgage-applications-decrease-in-latest-mba-weekly-survey
https://www.realtor.com/news/trends/home-buyers-flee-the-housing-market-as-mortgage-rates-surge-to-the-highest-level-since-2000/
https://www.freddiemac.com/pmms

漲破天花板 ２３年來最高房貸利率！｜利率沖天 買家望天興嘆｜百萬房價 越來越多｜連入門房產都難買【美國地產熱點】第128集