Bitcoin is Crashing - Here's What I'm Doing With My Money

Bitcoin is Crashing - Here's What I'm Doing With My Money

Jul 8, 2026

Here’s a shorter, cleaned-up description with no angle brackets and well under the limit. Just copy from the first line (⚠️) down to the last line:

⚠️ High-risk sponsor: I’m testing Nomy’s Bitcoin interest / Launchpool account with a SMALL BTC deposit I can afford to lose – this is OFFSHORE, NOT a bank, NOT FDIC insured, and you can lose some or ALL of your money:
https://nomyfi.com/interest-account/launchpool

💰 Long-term stack: Get a $100 funding bonus when you open and fund a Crypto IRA or Premium Custody Account with iTrustCapital (US only):
https://www.itrustcapital.com/go/james-pelton

Bitcoin is crashing again.

If you’ve been telling yourself “I’ll buy the next dip” for years, this is exactly the kind of pullback people look back on and regret not buying. In this video I talk through why I’m buying Bitcoin around 87K, how I’m using a Roth IRA for long-term retirement, and a simple DCA plan anyone can understand.

I’m 38, not 20. I can’t go back in time, but I can decide what to do NOW. I show how small, regular BTC buys can add up over time and why doing that inside a Crypto IRA can help with taxes if you follow the rules.

I also show two very different buckets for my Bitcoin:

Core long-term retirement stack – iTrustCapital Crypto IRA (sponsor)

Buy and sell Bitcoin (and 80+ assets) inside a Traditional or Roth IRA

1% trade fee, no monthly IRA account fee

Trades happen inside the IRA, so growth can be tax-deferred (Traditional) or tax-free in retirement (Roth), depending on your situation

$100 funding bonus when you open and fund a new IRA or Premium Custody Account with my link
https://www.itrustcapital.com/go/james-pelton

High-risk experiment – Nomy Launchpool & Interest Account (sponsor)

Small BTC deposit into the xBronze plan in their Launchpool

Big promo running: $500,000 prize pool, Audi for VIP users, Apple prizes, and a Welcome Box that can unlock up to $10,000 in crypto rewards after your first Interest Account deposit

This is offshore, not a bank, NOT FDIC insured, and very high risk. I only use money I can afford to lose here.
https://nomyfi.com/interest-account/launchpool

Chapters:
00:00 – “I wish I bought earlier” and the “too late” lie
00:46 – This pullback and fear in the market
01:19 – Just start with Bitcoin (no altcoin knowledge needed)
01:29 – Why I’m using a Roth IRA with iTrustCapital
02:24 – Simple DCA example: $200/month into BTC
02:53 – Risky side: Nomy Launchpool and Interest Account
03:34 – Two buckets: retirement vs play money
03:54 – Your options: keep watching, FOMO later, or start now

None of this is financial, legal, or tax advice. I’m just sharing what I’m doing with my own money. Crypto is extremely volatile and you can lose money, including your full deposit. Always do your own research and talk to a qualified tax or financial professional before making big decisions.

I’m sponsored by Nomy Finance and iTrustCapital and may earn a commission or fee if you use my links. Some other links may also be affiliates.