Should we buy/ sell/ hold? State of the Stock Market (invest at end of 2025)

How to invest in this crazy stock market in 2025 and 2026. 4 scenarios and how I'd invest right now!
1) You are 5 years from retirement so you can’t afford to lose but you still have years to gain so you don’t want to go too conservative.
2) You are in retirement and live fully off your portfolio and some social security so you need to be safe more than anything else, but again, you don’t want to be so conservative that you lose money to inflation.
3) You are 20 years or more from retirement so you want to take advantage of compound interest and growth more than anything else, you just don’t know the best time to get in or to invest more.
4) You received an inheritance or a lump sum recently and want to know when to invest it.
#etfinvesting #howtoinvestinstockmarket #investmentstrategy