The best loan for low-cash land buyers: USDA vs Farm Credit

The best loan for low-cash land buyers: USDA vs Farm Credit

L
Loan Advisors
Jul 29, 2025

Buying land and investing is a highly personal pursuit, which is why in this video, I am breaking down both the pros and cons of borrowing from the Farm Credit System versus the USDA.

For me, Farm Credit made the most sense in the end, and I explain why in this video. There are so many options available to you that I highly recommend learning more about what might be a right fit. I will continue to cover this topic right here and on my substack.

$24 trillion dollars worth of farmland is NOW changing hands, mainly over the next decade, as American farmers retire. There will never be a better time to do this! You can do it!!

CHAPTERS
00:00 Introduction
02:04 Farm Credit Overview
03:44 USDA Overview
05:15 Farm Credit pro: no prior farming experience
05:31 USDA con: some require farm/income plans
05:42 USDA pro: programs for low income
06:01 The biggest difference between the two
07:28 Everyday people CAN buy land