Five GOOD Reasons to File for Social Security at Age 62

When should you claim Social Security benefits - as early as possible or delay taking them? This is one of the biggest retirement decisions with lifelong financial consequences. Today, Kevin walks through the top 5 reasons both for claiming early and for delaying benefits. He discusses how factors like your work situation, health, spouse's benefits, taxes, and life expectancy impact the best option. Through a software illustration, Kevin shows examples of how the total lifetime payout amount can vary greatly depending on when benefits are taken. The goal is to give viewers a balanced overview of the tradeoffs so they have the tools needed to make this personalized decision.