加拿大退休到底能拿多少钱 *2021* (Everything You Need To Know About Canada Public Pensions) |加拿大政府养老福利详解2021|婷婷谈钱

加拿大退休到底能拿多少钱 *2021* (Everything You Need To Know About Canada Public Pensions) |加拿大政府养老福利详解2021|婷婷谈钱

20 影片觀看·2023年9月15日  #加拿大退休金 #加拿大退休能拿多少钱

加拿大:
很多人说加拿大是最适合居住的国家之一,也有很多人选择留学,移民加拿大,还有的人会选择来加拿大养老,安度晚年。今天和大家分享的主题就是关于加拿大的加拿大养老,在加拿大退休到底每月能领多少退休金? 加拿大养老的退休保障计划|退休金的组成主要包括3个部分:CPP (Canada Pension Plan 加拿大退休金), 老人金 (Old age Security), 和GIS(低收入老人补助). 那么加拿大退休老人每个月分别可以拿到多少CPP (Canada Pension Plan 加拿大退休金),老人金 (Old age Secuirty) 和 和GIS(低收入老人补助)呢?所有退休收入加起来一共每月会有多少退休收入呢? (How Much Retirement Income Does Canadians Receive?), 大家看完这个影片就会知道了。

单词中英文对照:
CPP (Canada Pension Plan) 公共退休金计划
OAS (Old Age Secuirty) 老人津贴,在加拿大住满10年可领取。住满40年可拿满额。
GIS (Guaranteed Income Supplement) 低收入老人补助津贴

1.单身OAS老人领取GIS(Guaranteed Income Supplement)金额:(GIS for a single person who receives an Old Age Security pension)
https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab1-1.html

2.配偶双方OAS老人领取GIS(Guaranteed Income Supplement)金额:(GIS for spouse/common-law partner of someone who receives an OAS Pension)
https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab2-1.html

3.配偶单方OAS领取GIS(Guaranteed Income Supplement)金额:(GIS for spouse/common-law partner of someone who does not receive an OAS pension)
https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab3-1.html

4 .60岁至64岁配偶津贴|GIS and Allowance for couple
(Amounts for individuals receiving Old Age Security pension|OAS and their spouse or common-law partner aged 60 to 64)
https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab4-1.html

5 .60岁至64岁未再婚鳏寡津贴|Allowance for the survivor
(Amounts for surviving spouses or common-law partners aged 60 to 64 who have not remarried or entered into a common-law partnership)
https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments/tab5-1.html

*******免费网站/免费服务********:
1. 免费查询信用度/帮你积累高分信用度:Borrowell
https://api.fintelconnect.com/t/l/5fd8ea0b8613cb001db19302

2. 免费房产估价以及周边房屋成交价 (PROPERLY)-只限大多伦和温哥华地区:
https://api.fintelconnect.com/t/l/60089c4e5a3c0f001d5738d4

3) 加拿大最大返利网站: (免费注册,无任何费用,可在各大商家购物同时拿到返利 e.g. Best Buy, Walmart, Canadian Tire-基本所有的大商家有可以拿到返利)。

**用下面的链接开户并在任何一家商家购物$30以上,可或得$30现金开户奖励。
https://www.rakuten.ca/r/iamtingting

*******高利息银行/活期账户,利息按天算********:
1. EQ 银行***(现有$150开户奖励)
活期账户日利率 1.65% (日结);
定存:一年4.35%, 2年4.6%, 5年4.85%

开户链接:
http://click.linksynergy.com/fs-bin/click?id=sj1Degn*H/M&offerid=1115263&type=3&subid=0

2A). Neo Money 活期账户:-无任何费用,可以付账单,邮件转账
活期支票账户日利率 1.8% (利息按天算)-目前加拿大活期利率最高;
https://api.fintelconnect.com/t/l/6191788c49375d001dece550

2B)Neo 信用卡 (平均返现率 5%):
https://api.fintelconnect.com/t/l/619179f2e4b4e6001e43e99d

2C)Neo 押金信用卡 (平均返现率 5%-适合没有信用度或信用度不好的人群;可用来积累信用度):
Neo Secured Card:
https://api.fintelconnect.com/t/l/62a78480f841b3001b560ebb

3) Simplii Financial (无月费支票账户,可以在商店刷卡,刷卡无手续费。取现金可以在任何一家CIBC ATM自动取款机取款,取款无任何手续费)
---现在开户有$400 开户奖励:Get $50 bonus No Fee Chequing Account, High Interest Savings Account, Personal Line of Credit, and Cash Back Visa* Card plus another $350 when making direct deposit of at least $100 a month for 3 straight months

申请链接:
https://mbsy.co/3TppSg

4. RBC 亚洲里程积点卡:Receive up to 40,000 Asia Miles
https://api.fintelconnect.com/t/l/62cde2fb5a07d0001bb22245


*******保险和遗嘱********

1. Policy Me-提供定期型人寿保险保单,价格一般会比其他保险公司 如:e.g. Sunlife, Manulife 便宜10%-20%;
https://api.fintelconnect.com/t/l/62c1a1f2d8d0b3001bb35f2b

2. Policy Advisor 提供多种类型保险, 包括:定期型人寿保险,储蓄型人寿保险 (“终身寿险”),孩子的分红型保险,重大疾病保险,残疾保险,房屋保险-在加拿大25家最大的保险公司合作,帮你拿到最‘划算’的保单 (目前仅限:Ontario, Alberta & Manitoba)。
https://api.fintelconnect.com/t/l/62cdead85a07d0001bb255aa

3. Epilogue Wills (遗嘱还是很重要的。这个企业是专业遗嘱律师提供网上律师遗嘱服务,价钱比线下律师优惠很多; 使用优惠码:IMTINGTING20 - 可获得$20优惠.)
https://api.fintelconnect.com/t/l/5fff80fe7e26b7001d7a99c9


*******房产投资相关推荐连接 (免费服务)********:
^^^贷款机构 Online Mortgage Brokers (免费服务;网上填写贷款申请网上审批,快捷方便,无任何费用)^^^
1. Homewise :一家新型的,网上即可完成全部房屋贷款程序的加拿大本地房贷企业。和30多家银行/贷款机构合作可以拿到当前所有银行机构中符合你条件的最低的率-服务于除魁北克外的所有加拿大省市。
https://api.fintelconnect.com/t/l/5fff52628284ff001db5f35d

2. Nesto: An exclusive mortgage solution offering new purchase, renewal, and refinance mortgages:
https://api.fintelconnect.com/t/l/62cde27a097bba001c45e67d

*******加拿大券商-炒股交易平台的推荐链接: 可以用来购买美股/加股/ETF)********

加拿大券商:
1. Questrade: (点此链接开户可获$50开户奖励,开户奖励需入金$1000并完成股票交易)

https://www.questrade.com/campaigns/qbaffl50t102?refid=5f15e6664e1bb

2. Wealthsimple Trade: (0手续费; 点此链接开户入金$150可获$25现金开户奖励;买卖加币结算的股票,ETF无任何手续费。如果购买美股的话建议用上面第一个链接的QUESTRADE-购买任何ETF都免佣金 如标普500 VOO)
-Canada's first $0 commission stock trading app

https://wealthsimple.sjv.io/15LZRB

3. Wealthsimple Invest (点此链接开户入金$500可获得$25开户奖励):
Get $25 bonus when you open and fund your first Wealthsimple Invest account with at least a $500 initial deposit.Cash/Saving accounts are not eligible.

https://wealthsimple.sjv.io/rn3ZdD

4. Wealthsimple Crypto:
Get $25 and commission-free trades when you open and fund your Crypto account with at least $150. Sign-up today to take advantage of this offer!

wealthsimple.sjv.io/2rqEmA

#加拿大退休金#加拿大退休能拿多少钱#加拿大养老